# Finly vs Local Budget

Finly and Local Budget are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Finly sells 5 in-app purchases, starting at $4.99 per month and Local Budget sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Finly against 5.0 for Local Budget. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Finly ships an update every 8 days, Local Budget every 2 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Finly | Local Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/local-budget-statement-scan/id6774380900/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 2 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 80 MB | 6 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [R.S Digital Labs](https://appshunter.io/developer/1871438922) | [Triplet Notes LLC](https://appshunter.io/developer/1828340062) |

## What reviewers say

### Finly

[App page](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599)

This AI-powered finance app helps you track expenses and build budgets without ever linking your bank accounts. Log spending via voice, import statements, or snap receipts for instant categorization and analysis. Gain insights into your spending habits while maintaining complete privacy.

**Highlights:** Voice-activated expense logging, Import bank statements via PDF/CSV, AI-powered transaction categorization, Receipt scanning and logging, Customizable budget creation and alerts, Spending breakdown and trend analysis, Bank-level privacy with no account linking

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finly Premium Monthly | $4.99 | per month |
| Finly Premium Yearly | $19.99 | per year |
| Finly Premium Yearly | $34.99 | per year |
| Finly Premium Lifetime | $19.99 | one-time |
| Finly Premium Lifetime | $39.99 | one-time |


### Local Budget

[App page](https://appshunter.io/ios/app/local-budget-statement-scan/id6774380900)

This app helps you manage your finances by analyzing your existing bank statements. It securely processes PDF or scanned statements directly on your device, offering detailed spending breakdowns and budget tracking without linking to your bank.

**Highlights:** Reads PDF/CSV statements, On-device text recognition, Automatic merchant labeling, Customizable categorization, Spending analysis charts, Budget and savings goals, Recurring bill alerts

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Local Budget Pro Monthly | $4.99 | per month |
| Local Budget Pro Annual | $49.99 | per year |


## Frequently asked questions

### Is Finly free?

Finly is free to download, with in-app purchases available.

### Is Local Budget free?

Local Budget is free to download, with in-app purchases available.

### Which has better reviews, Finly or Local Budget?

Finly and Local Budget are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Finly or Local Budget have ads?

Neither Finly nor Local Budget shows ads.

### Which is updated more often, Finly or Local Budget?

Finly ships an update every 8 days, and Local Budget every 2 weeks. Most recently, Finly was updated on November 5, 2026 and Local Budget on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*