# Finly vs LedgerNests

The clearest difference is iOS requirement: LedgerNests at 15.0 against Finly's 17.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Finly sells 5 in-app purchases, starting at $4.99 per month and LedgerNests sells 1 in-app purchase, starting at $7.00 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Finly against 5.0 for LedgerNests. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Finly ships an update weekly, LedgerNests every 4 days. The most recent releases landed on November 13, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Finly | LedgerNests |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/ledgernests-bill-tracker/id6816292166/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 80 MB | 17 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [R.S Digital Labs](https://appshunter.io/developer/1871438922) | [TRAVIS RAY BROWN](https://appshunter.io/developer/6816292168) |

## What reviewers say

### Finly

[App page](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599)

This AI-powered finance app helps you track expenses and build budgets without ever linking your bank accounts. Log spending via voice, import statements, or snap receipts for instant categorization and analysis. Gain insights into your spending habits while maintaining complete privacy.

**Highlights:** Voice-activated expense logging, Import bank statements via PDF/CSV, AI-powered transaction categorization, Receipt scanning and logging, Customizable budget creation and alerts, Spending breakdown and trend analysis, Bank-level privacy with no account linking

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finly Premium Monthly | $4.99 | per month |
| Finly Premium Yearly | $19.99 | per year |
| Finly Premium Yearly | $34.99 | per year |
| Finly Premium Lifetime | $4.99 | one-time |
| Finly Premium Lifetime | $9.99 | one-time |


### LedgerNests

[App page](https://appshunter.io/ios/app/ledgernests-bill-tracker/id6816292166)

Easily manage household bills with a shared view for everyone. Track due dates, mark payments, and receive timely reminders. No bank linking required, ensuring privacy and simplicity for families and roommates.

**Highlights:** Shared household bill view, Real-time updates, Payment tracking, Customizable reminders, Multiple household management (Pro), Offline editing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LedgerNests Pro | $7.00 | per month |


## Frequently asked questions

### Is Finly free?

Finly is free to download, with in-app purchases available.

### Is LedgerNests free?

LedgerNests is free to download, with in-app purchases available.

### Which has better reviews, Finly or LedgerNests?

Finly and LedgerNests are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Finly or LedgerNests have ads?

Neither Finly nor LedgerNests shows ads.

### Which is updated more often, Finly or LedgerNests?

Finly ships an update weekly, and LedgerNests every 4 days. Most recently, Finly was updated on November 13, 2026 and LedgerNests on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*