# Payday Timer vs Payday Cash Advance

The clearest difference is update cadence: Payday Cash Advance at fortnightly against Payday Timer's every 3 months. Payday Cash Advance also leads on ratings volume (711 vs 3) and chart position (#112 vs unranked). Payday Timer's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payday Timer holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Payday Cash Advance has 711 ratings behind it against 3, so its average is the more settled of the two.

Payday Timer ships an update every 3 months, Payday Cash Advance fortnightly. The most recent releases landed on October 16, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Payday Timer | Payday Cash Advance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/payday-timer-paycheck-tracker/id6758225867/reviews)** | [4.7 (711 ratings)](https://appshunter.io/ios/app/payday-cash-advance-future/id6766474583/reviews) |
| Number of ratings | 3 | **711** |
| Positive reviews | — | 60.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | Free |
| Best chart rank | — | **#112** |
| Size | 7 MB | 15 MB |
| Requires iOS | 17.0 | **15.5** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jonathan Burks](https://appshunter.io/developer/1822879152) | [Future Cash Finance LLC](https://appshunter.io/developer/1896293175) |

## What reviewers say

### Payday Timer

[App page](https://appshunter.io/ios/app/payday-timer-paycheck-tracker/id6758225867)

Easily track your upcoming paychecks with a clear countdown to your next payday. Monitor earnings from multiple jobs, mark payments as received, and view detailed income history and statistics. All your paycheck information in one straightforward, ad-free app.

**Highlights:** Paycheck countdown with amount and date, Track multiple income sources, Mark paychecks as paid, View paycheck history, Earnings statistics and projections, Income graphs by source and time

**In-app purchases:** none


### Payday Cash Advance

[App page](https://appshunter.io/ios/app/payday-cash-advance-future/id6766474583)

**Currently charting:** #112 Top Free · Finance (US App Store)

Access emergency funds up to $800 before your next payday with no credit check. Receive funds quickly, often within minutes, and view all costs upfront. Keep your existing bank account and track your repayment progress easily.

**Highlights:** Cash advances up to $800, No credit score impact, Fast funding times, Transparent costs and APR, No mandatory tips, Works with existing bank accounts, Repayment progress tracking

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payday Timer free?

Payday Timer is free to download, with no in-app purchases.

### Is Payday Cash Advance free?

Payday Cash Advance is free to download, with no in-app purchases.

### Which has better reviews, Payday Timer or Payday Cash Advance?

Payday Timer is rated higher. Payday Timer averages 5.0 out of 5 from 3 ratings, while Payday Cash Advance averages 4.7 from 711 ratings.

### Do Payday Timer or Payday Cash Advance have ads?

Neither Payday Timer nor Payday Cash Advance shows ads.

### Which is updated more often, Payday Timer or Payday Cash Advance?

Payday Timer ships an update every 3 months, and Payday Cash Advance fortnightly. Most recently, Payday Timer was updated on October 16, 2026 and Payday Cash Advance on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*