# Chest vs SmartSpend

The clearest difference is in-app purchases: Chest at none against SmartSpend's 2. Chest also leads on update cadence (daily vs every 9 days). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SmartSpend sells 2 in-app purchases, starting at $4.99 per month. Chest asks for nothing beyond the download.

Chest ships an update daily, SmartSpend every 9 days. The most recent releases landed on September 17, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Chest | SmartSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/smartspend-expense-tracker/id6759218502/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | **Daily** | Every 9 days |
| Monetization | — | Free with in-app purchases |
| Size | 21 MB | 65 MB |
| Requires iOS | **14.0.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Keanu Irvine Aggari](https://appshunter.io/developer/1871871534) | [Junaid Younas](https://appshunter.io/developer/1765330451) |

## What reviewers say

### Chest

[App page](https://appshunter.io/ios/app/chest-expense-tracker/id6758266745)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SmartSpend

[App page](https://appshunter.io/ios/app/smartspend-expense-tracker/id6759218502)

This app helps you manage your finances by tracking expenses, setting budgets, and visualizing spending trends. It offers a simple, privacy-focused experience with offline functionality and data stored locally on your device.

**Highlights:** Expense tracking with categories, Monthly budget planning, Income and expense dashboard, Daily expense logging, Spending trend charts, Offline functionality, Data export to Excel, Smart reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Yearly | $50.00 | per year |


## Frequently asked questions

### Is Chest free?

Chest is free to download, with no in-app purchases.

### Is SmartSpend free?

SmartSpend is free to download, with in-app purchases available.

### Do Chest or SmartSpend have ads?

Both Chest and SmartSpend show ads.

### Which is updated more often, Chest or SmartSpend?

Chest ships an update daily, and SmartSpend every 9 days. Most recently, Chest was updated on September 17, 2026 and SmartSpend on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*