# Systemic vs Savings Tracker

The clearest difference is update cadence: Systemic at every 10 days against Savings Tracker's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Systemic sells 3 in-app purchases, starting at $0.99 per month and Savings Tracker sells 7 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Systemic ships an update every 10 days, Savings Tracker every 2 months. The most recent releases landed on October 5, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Systemic | Savings Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/savings-tracker-nullspend/id6758730960/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 2 months |
| Monetization | — | Free with in-app purchases |
| Size | 3 MB | 14 MB |
| Requires iOS | 18.5 | **18.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Sayan Goswami](https://appshunter.io/developer/1724985919) | [Pablo Amar Butron Galvez](https://appshunter.io/developer/1699400745) |

## What reviewers say

### Systemic

[App page](https://appshunter.io/ios/app/systemic/id6758315076)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Systemic Hero | $0.99 | per month |
| Power User | $4.99 | per month |
| Lifetime Power User | $29.99 | one-time |


### Savings Tracker

[App page](https://appshunter.io/ios/app/savings-tracker-nullspend/id6758730960)

This app helps you curb impulse spending by providing tools to pause, reflect, and make mindful purchasing decisions. It translates costs into hours of your life and uses a 7-day icebox to cool off cravings.

**Highlights:** Mindful pause with photo prompts, Life calculator: cost in hours worked, 7-day icebox for delayed purchases, Track money saved and hours reclaimed, Aesthetic milestones for financial discipline, 100% private, local data storage

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Access | $5.99 | per month |
| Yearly Access (50% OFF) | $19.99 | per year |
| Yearly Access (35% Off) | $24.99 | per year |
| Yearly Access (Extended Trial) | $29.99 | per year |
| Yearly Access | $39.99 | per year |
| One Time Purchase Discounted | $69.99 | one-time |
| One Time Purchase | $89.99 | one-time |


## Frequently asked questions

### Is Systemic free?

Systemic is free to download, with in-app purchases available.

### Is Savings Tracker free?

Savings Tracker is free to download, with in-app purchases available.

### Do Systemic or Savings Tracker have ads?

Neither Systemic nor Savings Tracker shows ads.

### Which is updated more often, Systemic or Savings Tracker?

Systemic ships an update every 10 days, and Savings Tracker every 2 months. Most recently, Systemic was updated on October 5, 2026 and Savings Tracker on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*