# CentPay vs Total Loss Audit

The clearest difference is in-app purchases: CentPay at none against Total Loss Audit's 1. CentPay also leads on update cadence (every 11 days vs monthly) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. Total Loss Audit sells 1 one-off in-app purchase. CentPay asks for nothing beyond the download.

CentPay ships an update every 11 days, Total Loss Audit monthly. The most recent releases landed on October 14, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | CentPay | Total Loss Audit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/total-loss-audit/id6801598116/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 11 days** | Monthly |
| Monetization | — | Free with in-app purchases |
| Size | 37 MB | 3 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CENTFX Limited](https://appshunter.io/developer/1792239795) | [Nomvaro LLC](https://appshunter.io/developer/6788514516) |

## What reviewers say

### CentPay

[App page](https://appshunter.io/ios/app/centpay/id6758323521)

**Features:** macOS Compatibility

**In-app purchases:** none


### Total Loss Audit

[App page](https://appshunter.io/ios/app/total-loss-audit/id6801598116)

This app helps vehicle owners scrutinize digital total-loss valuation reports for potential errors or overlooked details. It performs a local, private analysis of your report, highlighting discrepancies and organizing findings for review. A free initial review is available, with an optional purchase for detailed explanations and export tools.

**Highlights:** Review CCC total-loss valuation reports, Local, on-device analysis, Identify discrepancies and missing information, Organized findings by category, Free initial report review, Optional in-app purchase for full audit

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Audit — One Report | $9.99 | one-time |


## Frequently asked questions

### Is CentPay free?

CentPay is free to download, with no in-app purchases.

### Is Total Loss Audit free?

Total Loss Audit is free to download, with in-app purchases available.

### Do CentPay or Total Loss Audit have ads?

Neither CentPay nor Total Loss Audit shows ads.

### Which is updated more often, CentPay or Total Loss Audit?

CentPay ships an update every 11 days, and Total Loss Audit monthly. Most recently, CentPay was updated on October 14, 2026 and Total Loss Audit on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*