# HyperSpend vs OwnKey

The clearest difference is update cadence: OwnKey at every 2 days against HyperSpend's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HyperSpend ships an update every 3 weeks, OwnKey every 2 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | HyperSpend | OwnKey |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ownkey-neobank/id6789590540/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | — | Free |
| Size | 44 MB | 56 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [HyperPay](https://appshunter.io/developer/1439778846) | [OwnKey](https://appshunter.io/developer/6789590542) |

## What reviewers say

### HyperSpend

[App page](https://appshunter.io/ios/app/hyperspend/id6758326318)

**Features:** Apple Wallet

**In-app purchases:** none


### OwnKey

[App page](https://appshunter.io/ios/app/ownkey-neobank/id6789590540)

Manage your cryptocurrency with a self-custodial wallet and a built-in debit card. Easily buy crypto with a credit card and spend digital assets anywhere Visa or Mastercard is accepted. Pay gas fees across all networks using a single native coin.

**Highlights:** Self-custodial crypto wallet, Crypto debit card with Apple Pay, Instant crypto-to-fiat conversion, Buy crypto with credit card, Pay gas fees in native coin, Biometric wallet protection, Crypto cashback rewards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HyperSpend free?

HyperSpend is free to download, with no in-app purchases.

### Is OwnKey free?

OwnKey is free to download, with no in-app purchases.

### Do HyperSpend or OwnKey have ads?

Neither HyperSpend nor OwnKey shows ads.

### Which is updated more often, HyperSpend or OwnKey?

HyperSpend ships an update every 3 weeks, and OwnKey every 2 days. Most recently, HyperSpend was updated on October 31, 2026 and OwnKey on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*