# Waterfall vs SpendMo

The clearest difference is in-app purchases: Waterfall at none against SpendMo's 3. SpendMo's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. SpendMo sells 3 in-app purchases, starting at $4.99 per month. Waterfall asks for nothing beyond the download.

## The numbers

| Metric | Waterfall | SpendMo |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | — |
| Size | 38 MB | 29 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hafid Zaini](https://appshunter.io/developer/1062667203) | [Pinak Faldu](https://appshunter.io/developer/1850148588) |

## What reviewers say

### Waterfall

[App page](https://appshunter.io/ios/app/waterfall-simple-budgeting/id6758345405)

**Features:** macOS Compatibility

**In-app purchases:** none


### SpendMo

[App page](https://appshunter.io/ios/app/spendmo-expense-tracker/id6789449934)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendMo Monthly Access | $4.99 | per month |
| Spendmo yearly Access | $19.99 | per year |
| Lifetime App Access | $29.99 | one-time |


## Frequently asked questions

### Is Waterfall free?

Waterfall is free to download, with no in-app purchases.

### Is SpendMo free?

SpendMo is free to download, with in-app purchases available.

### Do Waterfall or SpendMo have ads?

Waterfall shows ads; SpendMo does not.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*