# Quartal Finance vs Expensa

Quartal Finance and Expensa are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Quartal Finance sells 3 in-app purchases, starting at $3.99 per month and Expensa sells 7 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Quartal Finance ships an update weekly, Expensa every 11 days. The most recent releases landed on November 9, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Quartal Finance | Expensa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.9 (10 ratings)](https://appshunter.io/ios/app/expensa-expense-tracker/id6758392205/reviews)** |
| Number of ratings | — | **10** |
| Positive reviews | — | 87.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 11 days |
| Monetization | — | Freemium |
| Size | 76 MB | 95 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Vitalii Bazaliuk](https://appshunter.io/developer/1872479940) | [Andrii Sereda](https://appshunter.io/developer/1780402701) |

## What reviewers say

### Quartal Finance

[App page](https://appshunter.io/ios/app/quartal-finance/id6758353454)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quartal Pro 1 Month | $3.99 | per month |
| Quartal Pro 6 Months | $19.99 | per 6 months |
| Quartal Pro 1 Year | $29.99 | per year |


### Expensa

[App page](https://appshunter.io/ios/app/expensa-expense-tracker/id6758392205)

Track expenses privately without linking bank accounts. This app automatically logs card taps via Shortcuts and uses AI to build budgets. It supports over 150 currencies and syncs securely via iCloud.

**Highlights:** Automatic transaction logging via Shortcuts, AI-powered budget creation, Supports 150+ currencies, Private iCloud sync, Separate wallets for different budgets, Recurring transaction tracking, Data import/export

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expensa PRO Monthly | $4.99 | per month |
| Expensa PRO Yearly | $39.99 | per year |
| 1 Espresso | $0.99 | one-time |
| 2 Espressos | $1.99 | one-time |
| 4 Espressos | $4.99 | one-time |
| 10 Espressos | $9.99 | one-time |
| Expensa Pro Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is Quartal Finance free?

Quartal Finance is free to download, with in-app purchases available.

### Is Expensa free?

Expensa is free to download, with in-app purchases available.

### Do Quartal Finance or Expensa have ads?

Neither Quartal Finance nor Expensa shows ads.

### Which is updated more often, Quartal Finance or Expensa?

Quartal Finance ships an update weekly, and Expensa every 11 days. Most recently, Quartal Finance was updated on November 9, 2026 and Expensa on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*