# Spendy vs Expense Tracker

The clearest difference is in-app purchases: Expense Tracker at none against Spendy's 3. Expense Tracker also leads on update cadence (every 3 days vs every 9 days) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. Spendy sells 3 in-app purchases, starting at $2.99 per month. Expense Tracker asks for nothing beyond the download.

Spendy ships an update every 9 days, Expense Tracker every 3 days. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Spendy | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 3 days** |
| Monetization | — | Free |
| Size | 61 MB | 51 MB |
| Requires iOS | 18 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Francesco Algieri](https://appshunter.io/developer/1872511974) | [Mohammad Ariz Khan](https://appshunter.io/developer/6778774925) |

## What reviewers say

### Spendy

[App page](https://appshunter.io/ios/app/spendy-expense-tracker/id6758355322)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendy Pro - Monthly | $2.99 | per month |
| Spendy Pro - Yearly | $14.99 | per year |
| Spendy Pro - Lifetime | $39.99 | one-time |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-equilibrium/id6778774923)

Master your finances with an intelligent budget coach that replaces spreadsheets. Use AI-powered voice logging and predictive forecasting to build strong financial habits and understand your spending.

**Highlights:** AI-powered voice logging for transactions, Predictive month-end balance forecasting, Gamified financial health with badges, Visualizable cash flow insights, Private and secure data storage, Dark mode interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spendy free?

Spendy is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with no in-app purchases.

### Do Spendy or Expense Tracker have ads?

Neither Spendy nor Expense Tracker shows ads.

### Which is updated more often, Spendy or Expense Tracker?

Spendy ships an update every 9 days, and Expense Tracker every 3 days. Most recently, Spendy was updated on October 9, 2026 and Expense Tracker on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*