# Spendy vs Spending Tracker

The clearest difference is iOS requirement: Spendy at 18 against Spending Tracker's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Spendy sells 3 in-app purchases, starting at $2.99 per month and Spending Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Spendy ships an update every 9 days, Spending Tracker every 8 days. The most recent releases landed on October 9, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Spendy | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 8 days** |
| Monetization | — | Free with in-app purchases |
| Size | 61 MB | 14 MB |
| Requires iOS | **18** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Francesco Algieri](https://appshunter.io/developer/1872511974) | [Nino Gjoni](https://appshunter.io/developer/1655711455) |

## What reviewers say

### Spendy

[App page](https://appshunter.io/ios/app/spendy-expense-tracker/id6758355322)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendy Pro - Monthly | $2.99 | per month |
| Spendy Pro - Yearly | $14.99 | per year |
| Spendy Pro - Lifetime | $39.99 | one-time |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-youspend/id6787469549)

Easily manage shared budgets for couples, households, or projects. Track expenses, categorize spending, and visualize trends with clear reports. Offers privacy-focused features like on-device receipt recognition and iCloud syncing.

**Highlights:** Create and share budgets, Track and categorize expenses, Photo receipt capture, On-device receipt recognition, Clear spending reports, iCloud synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| YouSpend Premium Monthly | $0.99 | per month |
| YouSpend Premium Yearly | $8.99 | per year |
| YouSpend Premium Lifetime | $17.99 | one-time |


## Frequently asked questions

### Is Spendy free?

Spendy is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Do Spendy or Spending Tracker have ads?

Neither Spendy nor Spending Tracker shows ads.

### Which is updated more often, Spendy or Spending Tracker?

Spendy ships an update every 9 days, and Spending Tracker every 8 days. Most recently, Spendy was updated on October 9, 2026 and Spending Tracker on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*