# Expensa vs Finfolio

The clearest difference is in-app purchases: Finfolio at none against Expensa's 6. Finfolio also leads on update cadence (every 4 days vs weekly). Expensa's advantage is iOS requirement (17.0 vs 26.1). On price, ads and device support there is nothing between them.

Both are free to download. Expensa sells 6 in-app purchases, starting at $4.99 per month. Finfolio asks for nothing beyond the download.

Expensa ships an update weekly, Finfolio every 4 days. The most recent releases landed on October 16, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Expensa | Finfolio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (10 ratings)](https://appshunter.io/ios/app/expensa-ai-expense-tracker/id6758392205/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 90 MB | 10 MB |
| Requires iOS | **17.0** | 26.1 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Andrii Sereda](https://appshunter.io/developer/1780402701) | [Priyeshkumar Patel](https://appshunter.io/developer/1832144037) |

## What reviewers say

### Expensa

[App page](https://appshunter.io/ios/app/expensa-ai-expense-tracker/id6758392205)

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

**Highlights:** Automatic transaction tracking via Wallet Shortcuts, AI-powered budget creation and categorization, Multi-currency support for travelers, Private iCloud sync, no bank linking, Shared budgets for family and partners, Customizable budget cycles and alerts

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expensa PRO Monthly | $4.99 | per month |
| Expensa PRO Yearly | $39.99 | per year |
| 1 Espresso | $0.99 | one-time |
| 2 Espressos | $1.99 | one-time |
| 4 Espressos | $4.99 | one-time |
| 10 Espressos | $9.99 | one-time |


### Finfolio

[App page](https://appshunter.io/ios/app/finfolio/id6761849039)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expensa free?

Expensa is free to download, with in-app purchases available.

### Is Finfolio free?

Finfolio is free to download, with no in-app purchases.

### Do Expensa or Finfolio have ads?

Neither Expensa nor Finfolio shows ads.

### Which is updated more often, Expensa or Finfolio?

Expensa ships an update weekly, and Finfolio every 4 days. Most recently, Expensa was updated on October 16, 2026 and Finfolio on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*