# Expensa vs Money & Expense Tracker

The clearest difference is update cadence: Money & Expense Tracker at every 4 days against Expensa's every 11 days. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Expensa sells 7 in-app purchases, starting at $4.99 per month and Money & Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Expensa ships an update every 11 days, Money & Expense Tracker every 4 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Expensa | Money & Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (10 ratings)](https://appshunter.io/ios/app/expensa-expense-tracker/id6758392205/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 87.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 95 MB | 72 MB |
| Requires iOS | **17.0** | 18.6 |
| Devices | iPhone | **iPhone, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Andrii Sereda](https://appshunter.io/developer/1780402701) | [TWOBIRDSTALK STUDIO](https://appshunter.io/developer/1674181239) |

## What reviewers say

### Expensa

[App page](https://appshunter.io/ios/app/expensa-expense-tracker/id6758392205)

Track expenses privately without linking bank accounts. This app automatically logs card taps via Shortcuts and uses AI to build budgets. It supports over 150 currencies and syncs securely via iCloud.

**Highlights:** Automatic transaction logging via Shortcuts, AI-powered budget creation, Supports 150+ currencies, Private iCloud sync, Separate wallets for different budgets, Recurring transaction tracking, Data import/export

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expensa PRO Monthly | $4.99 | per month |
| Expensa PRO Yearly | $39.99 | per year |
| 1 Espresso | $0.99 | one-time |
| 2 Espressos | $1.99 | one-time |
| 4 Espressos | $4.99 | one-time |
| 10 Espressos | $9.99 | one-time |
| Expensa Pro Lifetime | $79.99 | one-time |


### Money & Expense Tracker

[App page](https://appshunter.io/ios/app/money-and-expense-tracker-lichy/id6773329338)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lichy Plus | $2.99 | per month |
| Lichy Plus | $24.99 | per year |


## Frequently asked questions

### Is Expensa free?

Expensa is free to download, with in-app purchases available.

### Is Money & Expense Tracker free?

Money & Expense Tracker is free to download, with in-app purchases available.

### Do Expensa or Money & Expense Tracker have ads?

Neither Expensa nor Money & Expense Tracker shows ads.

### Which is updated more often, Expensa or Money & Expense Tracker?

Expensa ships an update every 11 days, and Money & Expense Tracker every 4 days. Most recently, Expensa was updated on November 7, 2026 and Money & Expense Tracker on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*