# Expensa vs Paco

The clearest difference is update cadence: Expensa at weekly against Paco's every 2 weeks. Paco's advantage is device support (3 vs 1) and iOS requirement (14.0.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Expensa sells 6 in-app purchases, starting at $4.99 per month and Paco sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Expensa ships an update weekly, Paco every 2 weeks. The most recent releases landed on October 16, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Expensa | Paco |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (10 ratings)](https://appshunter.io/ios/app/expensa-ai-expense-tracker/id6758392205/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Freemium | — |
| Size | 90 MB | 36 MB |
| Requires iOS | 17.0 | **14.0.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Andrii Sereda](https://appshunter.io/developer/1780402701) | [Lillapp](https://appshunter.io/developer/1779376444) |

## What reviewers say

### Expensa

[App page](https://appshunter.io/ios/app/expensa-ai-expense-tracker/id6758392205)

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

**Highlights:** Automatic transaction tracking via Wallet Shortcuts, AI-powered budget creation and categorization, Multi-currency support for travelers, Private iCloud sync, no bank linking, Shared budgets for family and partners, Customizable budget cycles and alerts

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expensa PRO Monthly | $4.99 | per month |
| Expensa PRO Yearly | $39.99 | per year |
| 1 Espresso | $0.99 | one-time |
| 2 Espressos | $1.99 | one-time |
| 4 Espressos | $4.99 | one-time |
| 10 Espressos | $9.99 | one-time |


### Paco

[App page](https://appshunter.io/ios/app/paco-app-de-bugdet/id6775169150)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paco+ mensuel | $2.99 | per month |
| Paco+ à vie | $22.99 | one-time |


## Frequently asked questions

### Is Expensa free?

Expensa is free to download, with in-app purchases available.

### Is Paco free?

Paco is free to download, with in-app purchases available.

### Do Expensa or Paco have ads?

Neither Expensa nor Paco shows ads.

### Which is updated more often, Expensa or Paco?

Expensa ships an update weekly, and Paco every 2 weeks. Most recently, Expensa was updated on October 16, 2026 and Paco on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*