# Expensa vs M bank reader

The clearest difference is in-app purchases: M bank reader at none against Expensa's 7. M bank reader also leads on update cadence (every 5 days vs every 11 days) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. Expensa sells 7 in-app purchases, starting at $4.99 per month. M bank reader asks for nothing beyond the download.

Expensa ships an update every 11 days, M bank reader every 5 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Expensa | M bank reader |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (10 ratings)](https://appshunter.io/ios/app/expensa-expense-tracker/id6758392205/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 5 days** |
| Monetization | Freemium | — |
| Size | 91 MB | 45 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Andrii Sereda](https://appshunter.io/developer/1780402701) | [M LLC](https://appshunter.io/developer/1455928971) |

## What reviewers say

### Expensa

[App page](https://appshunter.io/ios/app/expensa-expense-tracker/id6758392205)

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

**Highlights:** Automatic transaction tracking via Wallet Shortcuts, AI-powered budget creation and categorization, Multi-currency support for travelers, Private iCloud sync, no bank linking, Shared budgets for family and partners, Customizable budget cycles and alerts

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expensa PRO Monthly | $4.99 | per month |
| Expensa PRO Yearly | $39.99 | per year |
| 1 Espresso | $0.99 | one-time |
| 2 Espressos | $1.99 | one-time |
| 4 Espressos | $4.99 | one-time |
| 10 Espressos | $9.99 | one-time |
| Expensa Pro Lifetime | $79.99 | one-time |


### M bank reader

[App page](https://appshunter.io/ios/app/m-bank-reader/id6785422420)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expensa free?

Expensa is free to download, with in-app purchases available.

### Is M bank reader free?

M bank reader is free to download, with no in-app purchases.

### Do Expensa or M bank reader have ads?

Neither Expensa nor M bank reader shows ads.

### Which is updated more often, Expensa or M bank reader?

Expensa ships an update every 11 days, and M bank reader every 5 days. Most recently, Expensa was updated on October 31, 2026 and M bank reader on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*