# Expensa vs spnd

The clearest difference is update cadence: Expensa at every 11 days against spnd's every 3 weeks. Expensa also leads on iOS requirement (17.0 vs 26.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Expensa sells 7 in-app purchases, starting at $4.99 per month and spnd sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Expensa ships an update every 11 days, spnd every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Expensa | spnd |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (10 ratings)](https://appshunter.io/ios/app/expensa-expense-tracker/id6758392205/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 91 MB | 11 MB |
| Requires iOS | **17.0** | 26.4 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Andrii Sereda](https://appshunter.io/developer/1780402701) | [Emilio Yoltic Martinez](https://appshunter.io/developer/1674223553) |

## What reviewers say

### Expensa

[App page](https://appshunter.io/ios/app/expensa-expense-tracker/id6758392205)

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

**Highlights:** Automatic transaction tracking via Wallet Shortcuts, AI-powered budget creation and categorization, Multi-currency support for travelers, Private iCloud sync, no bank linking, Shared budgets for family and partners, Customizable budget cycles and alerts

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expensa PRO Monthly | $4.99 | per month |
| Expensa PRO Yearly | $39.99 | per year |
| 1 Espresso | $0.99 | one-time |
| 2 Espressos | $1.99 | one-time |
| 4 Espressos | $4.99 | one-time |
| 10 Espressos | $9.99 | one-time |
| Expensa Pro Lifetime | $79.99 | one-time |


### spnd

[App page](https://appshunter.io/ios/app/spndexpense-and-budget-tracker/id6795245277)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spnd:Expense Tracker | $2.99 | per month |
| Spnd:Expense Tracker | $19.99 | per year |


## Frequently asked questions

### Is Expensa free?

Expensa is free to download, with in-app purchases available.

### Is spnd free?

spnd is free to download, with in-app purchases available.

### Do Expensa or spnd have ads?

Neither Expensa nor spnd shows ads.

### Which is updated more often, Expensa or spnd?

Expensa ships an update every 11 days, and spnd every 3 weeks. Most recently, Expensa was updated on October 26, 2026 and spnd on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*