# Splitrate vs Spendaq

The clearest difference is in-app purchases: Splitrate at none against Spendaq's 3. Splitrate also leads on update cadence (every 3 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Spendaq sells 3 in-app purchases, starting at $4.99 per month. Splitrate asks for nothing beyond the download.

Splitrate ships an update every 3 days, Spendaq every 3 weeks. The most recent releases landed on September 8, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Splitrate | Spendaq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (2 ratings)](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 3 weeks |
| Monetization | — | Freemium |
| Size | 12 MB | 14 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 17+ | 4+ |
| Developer | [Marcel Baklouti](https://appshunter.io/developer/1872686976) | [Rakib Joarder](https://appshunter.io/developer/1490618520) |

## What reviewers say

### Splitrate

[App page](https://appshunter.io/ios/app/splitrate/id6758394568)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Spendaq

[App page](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137)

This app helps you track your expenses and manage your budget without needing to link bank accounts. It offers a private and secure way to monitor your spending, set budget limits, and view detailed reports. Features include quick transaction logging, recurring bill reminders, and customizable categories.

**Highlights:** Fast expense logging, Customizable budgets, Privacy-focused design, Offline functionality, Data export (Pro), Multiple financial vaults (Pro)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendaq Pro Monthly | $4.99 | per month |
| Spendaq Pro Annual | $29.99 | per year |
| Spendaq Pro – Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is Splitrate free?

Splitrate is free to download, with no in-app purchases.

### Is Spendaq free?

Spendaq is free to download, with in-app purchases available.

### Do Splitrate or Spendaq have ads?

Neither Splitrate nor Spendaq shows ads.

### Which is updated more often, Splitrate or Spendaq?

Splitrate ships an update every 3 days, and Spendaq every 3 weeks. Most recently, Splitrate was updated on September 8, 2026 and Spendaq on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*