# MoneyMood vs zero

The clearest difference is in-app purchases: zero at none against MoneyMood's 3. zero also leads on iOS requirement (15.1 vs 17.0). MoneyMood's advantage is update cadence (every 2 days vs every 3 weeks). On price, ads and device support there is nothing between them.

Both are free to download. MoneyMood sells 3 in-app purchases, starting at $0.99 per month. zero asks for nothing beyond the download.

MoneyMood ships an update every 2 days, zero every 3 weeks. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | MoneyMood | zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.8 (4 ratings)](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 66.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 3 weeks |
| Monetization | — | Free |
| Size | 9 MB | 31 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Melih Tasci](https://appshunter.io/developer/1842069168) | [Lossless Protocols](https://appshunter.io/developer/1879507198) |

## What reviewers say

### MoneyMood

[App page](https://appshunter.io/ios/app/moneymood-expense-tracker/id6758466395)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneyMood Premium – Monthly | $0.99 | per month |
| MoneyMood Premium – 3 Months | $2.99 | per 3 months |
| MoneyMood Premium – Yearly | $9.99 | per year |


### zero

[App page](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225)

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

**Highlights:** Offline expense tracking, No account required, Track money owed and lent, Customizable categories, Visual spending reports, Data export and import, Privacy-focused local storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MoneyMood free?

MoneyMood is free to download, with in-app purchases available.

### Is zero free?

zero is free to download, with no in-app purchases.

### Do MoneyMood or zero have ads?

Neither MoneyMood nor zero shows ads.

### Which is updated more often, MoneyMood or zero?

MoneyMood ships an update every 2 days, and zero every 3 weeks. Most recently, MoneyMood was updated on October 31, 2026 and zero on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*