MaaarPay vs DPay LY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MaaarPay
A secure digital wallet designed for everyday payments, making financial freedom accessible to everyone. Manage your digital assets confidently and spend globally with a virtual card, all within a user-friendly and secure interface.
- Global spending with virtual card
- Instant virtual card activation
- Institutional-grade security
- Real-time account management
- Transaction history tracking
- Instant spending notifications
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MaaarPay is a crypto card and wallet that turns your digital assets into real-world spending. Hold USDT and USDC, pay with a virtual crypto card, manage a USD account alongside your crypto, and earn MaaarPoints rewards every week. Simply Digital. Real-World Ready. WHY MAAARPAY - CRYPTO CARD FOR EVERYDAY SPENDING Get your MaaarPay virtual card and pay online with your USDT and USDC balance. - A CRYPTO WALLET BUILT FOR STABLECOINS Hold, receive, and manage USDC on Ethereum, BNB Smart Chain, Polygon, Arbitrum One, Optimism, Avalanche and Base, and USDT on all of them except Base. - USD ACCOUNT Hold and receive US dollars alongside your crypto, all in one app. - MAAARPOINTS (REWARDS) Reach your weekly card-spending goal to unlock MaaarPoints, MaaarPay's rewards currency. - MAAARSPACE (MARKETPLACE) Use MaaarPoints, USDT, or USDC for mobile phone top-ups and airtime. Gift cards for gaming, streaming, travel, and subscriptions are coming soon. - PHYSICAL CARD – RELEASING SOON The MaaarPay physical crypto card is on the way. GET STARTED 1. Download MaaarPay and create your account. 2. Verify your identity in the app. Latin and Arabic documents are accepted. 3. Fund your crypto wallet with USDT or USDC. 4. Get your virtual crypto card and start spending. - SECURE BY DESIGN MaaarPay works with trusted infrastructure partners: Fireblocks for digital asset security, Sumsub for identity verification, and Rain as the card issuer. - BUILT FOR EMERGING MARKETS MaaarPay is designed for people across North Africa, the Middle East, and South Asia who want a simple way to use stablecoins in daily life. Availability varies by country. NEED HELP? Contact us at support@maaarpay.com MaaarPay is operated by MAAAR PAY FZCO, a UAE-based technology service provider. Card access is subject to eligibility and identity verification.
DPay LY
This app aggregates multiple payment gateways for Libyan merchants, allowing them to accept payments from various sources and manage transactions through a unified platform. It offers smart invoicing, real-time dashboards, customer management, and detailed reporting with enterprise-grade security.
- Accept payments from 6+ gateways
- Smart invoicing with payment links
- Real-time transaction dashboard
- Customer management and history
- Detailed financial reporting
- Enterprise-grade security (2FA, biometrics)
- Built-in customer support
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DPay is the all-in-one payment processing app built for Libyan merchants. Connect to every major payment gateway in Libya through a single, unified platform — with zero platform fees. ACCEPT PAYMENTS EVERYWHERE Process payments through 6+ gateways including Edfali, MobiCash, Moamalat, MasrefyPay, SaharaPay, and YousrPay. Cross-bank payments supported via OnePay. Your customers pay through the gateway they prefer — funds go directly to your bank account. SMART INVOICING Create professional invoices with automatic payment links. Track invoice status in real time — sent, paid, overdue, or cancelled. Send payment reminders and let customers pay with a single tap. REAL-TIME DASHBOARD Monitor your business at a glance. Track total processed volume, today's transactions, successful and pending payments — all updated in real time with interactive charts. CUSTOMER MANAGEMENT Build and manage your customer database. Track payment history per customer, view lifetime value, and streamline repeat transactions. DETAILED REPORTING Access monthly account statements with gateway-by-gateway breakdowns. View complete transaction history with advanced filters. Export data for your records. ENTERPRISE-GRADE SECURITY Your account is protected with TLS 1.3 encryption, two-factor authentication (2FA), and biometric login (Face ID / Touch ID). Your gateway credentials stay with you — DPay never holds your funds. BUILT-IN SUPPORT Submit support tickets directly from the app. Track ticket status and receive real-time notifications for updates and payment events. ADDITIONAL FEATURES • Webhook management for real-time payment event notifications • API token management for custom integrations • Activity log to track all account actions • Dark mode support • Full Arabic language support with RTL layout • Sandbox mode for testing before going live DPay is operated by DITS (Dimensions Information Technology Solutions).
Screenshots
Verdict
The clearest difference is rating: DPay LY at 5.0 against MaaarPay's 4.7. DPay LY also leads on iOS requirement (13.0 vs 15.5). MaaarPay's advantage is ratings volume (12 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DPay LY holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: MaaarPay has 12 ratings behind it against 1, so its average is the more settled of the two.
MaaarPay ships an update weekly, DPay LY every 2 weeks. The most recent releases landed on October 22, 2026 and October 18, 2026 respectively.
| Parameter | MaaarPay | DPay LY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (12 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 12 — better | 1 |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 13.0 — better |
| Further details — not scored | ||
| Size | 109 MB | 44 MB |
| Age rating | 17+ | 4+ |
| Developer | MAAAR PAY FZCO | DITS - DIMENSIONS IT SOLUTIONS |
Customer experience
MaaarPay
DPay LY
In-app purchases
MaaarPay
No in-app purchases
DPay LY
No in-app purchases







