MaaarPay vs Fulus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MaaarPay
A secure digital wallet designed for everyday payments, making financial freedom accessible to everyone. Manage your digital assets confidently and spend globally with a virtual card, all within a user-friendly and secure interface.
- Global spending with virtual card
- Instant virtual card activation
- Institutional-grade security
- Real-time account management
- Transaction history tracking
- Instant spending notifications
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MaaarPay is a crypto card and wallet that turns your digital assets into real-world spending. Hold USDT and USDC, pay with a virtual crypto card, manage a USD account alongside your crypto, and earn MaaarPoints rewards every week. Simply Digital. Real-World Ready. WHY MAAARPAY - CRYPTO CARD FOR EVERYDAY SPENDING Get your MaaarPay virtual card and pay online with your USDT and USDC balance. - A CRYPTO WALLET BUILT FOR STABLECOINS Hold, receive, and manage USDC on Ethereum, BNB Smart Chain, Polygon, Arbitrum One, Optimism, Avalanche and Base, and USDT on all of them except Base. - USD ACCOUNT Hold and receive US dollars alongside your crypto, all in one app. - MAAARPOINTS (REWARDS) Reach your weekly card-spending goal to unlock MaaarPoints, MaaarPay's rewards currency. - MAAARSPACE (MARKETPLACE) Use MaaarPoints, USDT, or USDC for mobile phone top-ups and airtime. Gift cards for gaming, streaming, travel, and subscriptions are coming soon. - PHYSICAL CARD – RELEASING SOON The MaaarPay physical crypto card is on the way. GET STARTED 1. Download MaaarPay and create your account. 2. Verify your identity in the app. Latin and Arabic documents are accepted. 3. Fund your crypto wallet with USDT or USDC. 4. Get your virtual crypto card and start spending. - SECURE BY DESIGN MaaarPay works with trusted infrastructure partners: Fireblocks for digital asset security, Sumsub for identity verification, and Rain as the card issuer. - BUILT FOR EMERGING MARKETS MaaarPay is designed for people across North Africa, the Middle East, and South Asia who want a simple way to use stablecoins in daily life. Availability varies by country. NEED HELP? Contact us at support@maaarpay.com MaaarPay is operated by MAAAR PAY FZCO, a UAE-based technology service provider. Card access is subject to eligibility and identity verification.
Fulus
Track live Libyan parallel market currency exchange rates for cash and bank transfers. Compare rates across banks, convert currencies, and set up custom alerts for rate changes. Supports English and Arabic.
- Live parallel market rates
- Cash and bank transfer rates
- Multi-currency support
- Currency converter
- Customizable alerts
- Watchlist for currency pairs
- Dual language support (English/Arabic)
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Fulus shows live Libyan dinar parallel-market rates, for both cash and bank-transfer transactions. The cash rates screen lists the parallel-market rate against eight major currencies: USD, EUR, GBP, TRY, EGP, TND, SAR, and AED. Rates update in the app whenever the source moves. The bank rates screen shows the parallel-market rate by bank, used when payment is by bank transfer instead of cash. Banks are ranked by rate so you can compare at a glance. The converter works in either direction. Type a USD amount and see the dinar value. Type a dinar amount and see what it's worth in any of the supported currencies. Switch between cash and bank rates with one tap. Sign in to set up notifications. The watch list lets you follow specific currency or bank pairs and get a push when those rates move. Pick what matters to you, up to ten pairs at a time. Price alerts let you set a target like "USD/LYD above 5.50" and the app pushes you the moment a rate crosses your threshold. The app runs in English and Arabic with full right-to-left support. Rates shown are informational and reflect parallel-market quotations. They are not the official Central Bank of Libya rate. Data comes from the Fulus API at fulus.ly. Built by Binary.
Screenshots
Verdict
The clearest difference is update cadence: MaaarPay at weekly against Fulus's every 2 months. MaaarPay also leads on ratings volume (12 vs 2) and device support (3 vs 1). Fulus's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fulus holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: MaaarPay has 12 ratings behind it against 2, so its average is the more settled of the two.
MaaarPay ships an update weekly, Fulus every 2 months. The most recent releases landed on October 22, 2026 and September 30, 2026 respectively.
| Parameter | MaaarPay | Fulus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (12 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 12 — better | 2 |
| Update frequency | Weekly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.5 — better | 16.4 |
| Further details — not scored | ||
| Size | 109 MB | 44 MB |
| Age rating | 17+ | 4+ |
| Developer | MAAAR PAY FZCO | Binary |
Customer experience
MaaarPay
Fulus
In-app purchases
MaaarPay
No in-app purchases
Fulus
No in-app purchases







