# GuardPay vs Split Group Expenses

The clearest difference is in-app purchases: GuardPay at none against Split Group Expenses's 2. Split Group Expenses's advantage is update cadence (every 2 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Split Group Expenses sells 2 in-app purchases, starting at $3.99 per month. GuardPay asks for nothing beyond the download.

GuardPay ships an update fortnightly, Split Group Expenses every 2 days. The most recent releases landed on September 19, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | GuardPay | Split Group Expenses |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 days** |
| Size | 42 MB | 45 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [itzhak rouach](https://appshunter.io/developer/1873419720) | [Artyom Lensky](https://appshunter.io/developer/6772937922) |

## What reviewers say

### GuardPay

[App page](https://appshunter.io/ios/app/guardpay/id6758529750)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Split Group Expenses

[App page](https://appshunter.io/ios/app/split-group-expenses-squara/id6784175741)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Squara Premium | $3.99 | per month |
| Squara Premium Yearly | $29.99 | per year |


## Frequently asked questions

### Is GuardPay free?

GuardPay is free to download, with no in-app purchases.

### Is Split Group Expenses free?

Split Group Expenses is free to download, with in-app purchases available.

### Do GuardPay or Split Group Expenses have ads?

Neither GuardPay nor Split Group Expenses shows ads.

### Which is updated more often, GuardPay or Split Group Expenses?

GuardPay ships an update fortnightly, and Split Group Expenses every 2 days. Most recently, GuardPay was updated on September 19, 2026 and Split Group Expenses on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*