# SplitFlow vs Debt Ruthless

The clearest difference is in-app purchases: Debt Ruthless at none against SplitFlow's 4. SplitFlow's advantage is update cadence (every 6 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SplitFlow sells 4 in-app purchases, starting at $2.99 per month. Debt Ruthless asks for nothing beyond the download.

SplitFlow ships an update every 6 days, Debt Ruthless every 3 weeks. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SplitFlow | Debt Ruthless |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 3 weeks |
| Size | 60 MB | 72 MB |
| Requires iOS | **16.1** | 16.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [SplitFlow sp z o.o.](https://appshunter.io/developer/1873447090) | [Marcin Miazga](https://appshunter.io/developer/1468755917) |

## What reviewers say

### SplitFlow

[App page](https://appshunter.io/ios/app/splitflow/id6758531410)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitFlow PRO - miesiecznie | $2.99 | per month |
| SplitFlow PRO - roczna | $14.99 | per year |
| SplitFlow PRO - event pass personal | $0.99 | one-time |
| SplitFlow PRO - event pass group | $2.99 | one-time |


### Debt Ruthless

[App page](https://appshunter.io/ios/app/debt-ruthless/id6761619988)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SplitFlow free?

SplitFlow is free to download, with in-app purchases available.

### Is Debt Ruthless free?

Debt Ruthless is free to download, with no in-app purchases.

### Do SplitFlow or Debt Ruthless have ads?

Neither SplitFlow nor Debt Ruthless shows ads.

### Which is updated more often, SplitFlow or Debt Ruthless?

SplitFlow ships an update every 6 days, and Debt Ruthless every 3 weeks. Most recently, SplitFlow was updated on October 31, 2026 and Debt Ruthless on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*