# Vault Flow vs ChronoPay

The clearest difference is in-app purchases: Vault Flow at none against ChronoPay's 3. ChronoPay's advantage is iOS requirement (18.0 vs 26.2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. ChronoPay sells 3 in-app purchases, starting at $0.99 per month. Vault Flow asks for nothing beyond the download.

Vault Flow ships an update every 3 weeks, ChronoPay every 2 weeks. The most recent releases landed on October 15, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Vault Flow | ChronoPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Size | 7 MB | 23 MB |
| Requires iOS | 26.2 | **18.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jashandeep Singh](https://appshunter.io/developer/1858438700) | [John Steinmetz](https://appshunter.io/developer/1881750415) |

## What reviewers say

### Vault Flow

[App page](https://appshunter.io/ios/app/vault-flow-money-tracker/id6758531604)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ChronoPay

[App page](https://appshunter.io/ios/app/chronopay/id6759935896)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ChronoPay Pro-Monthly Subscription | $0.99 | per month |
| ChronoPay Pro - Yearly Subscription | $9.99 | per year |
| ChronoPay Pro - One Time Purchase | $14.99 | one-time |


## Frequently asked questions

### Is Vault Flow free?

Vault Flow is free to download, with no in-app purchases.

### Is ChronoPay free?

ChronoPay is free to download, with in-app purchases available.

### Do Vault Flow or ChronoPay have ads?

Neither Vault Flow nor ChronoPay shows ads.

### Which is updated more often, Vault Flow or ChronoPay?

Vault Flow ships an update every 3 weeks, and ChronoPay every 2 weeks. Most recently, Vault Flow was updated on October 15, 2026 and ChronoPay on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*