Comparison

Vault Flow vs Wealth Forecaster Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vault Flow

Features
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VaultFlow shows your complete financial picture — cash, investments, property, and debt — in one calm, private app. See your net worth at a glance, watch it grow, and always know what's coming up. YOUR NET WORTH, AT A GLANCE • One big, clear number, plus a chart you can scrub from one month to all time • Milestones and streaks that make progress feel real • Home Screen widgets for net worth, daily spending, upcoming bills, and your portfolio SIMPLE, EVERYDAY MONEY • Chequing, Savings, and Credit Card — that's it, no clutter • Log spending and income in seconds; move money between accounts • Monthly budgets that show your pace, and recurring bills that never surprise you • A safe-to-spend number for the rest of the month INVESTMENTS WITH LIVE PRICES • Stocks, ETFs, and crypto, valued with live market prices in your currency • Allocation breakdown, today's movers, and gains versus what you paid • A tracker only — VaultFlow never buys, sells, or holds anything PROPERTY, MORTGAGE & DEBT • Track your home's value, equity, mortgage balance, and monthly costs • See every loan and card in one place, with what the interest is costing you • A debt-free planner (avalanche or snowball) that shows your payoff date and interest saved REPORTS & FORECAST • Spending by category, income trends, net worth history, and portfolio performance • A 12-month net worth forecast and month-end cash-flow projection • Financial goals with progress rings MADE FOR YOU • 28 currencies with live exchange rates and a built-in converter • Light and dark mode, Face ID lock, and a one-tap Privacy Mode that hides amounts • Ask Siri "What's my net worth?", or log an expense from Shortcuts and Spotlight PRIVATE BY DESIGN Your data lives on your device. VaultFlow runs no servers and never sees your finances. No account or bank login is required — start in about a minute with the guided setup. Sign in with Apple is optional and only used for iCloud backup across your own devices. VaultFlow is completely free. No subscriptions, no in-app purchases, no ads.

About

Wealth Forecaster Pro

Features
Read full description

WealthForecaster — Net Worth Tracker & Wealth Forecasting App See exactly where you stand financially — and where you're heading. WealthForecaster is a premium, privacy-first net worth tracker. Please note: Full access to the app's tracking and forecasting features requires an active subscription to WealthForecaster Pro. Unlike apps that require you to hand over your bank credentials, WealthForecaster keeps your financial data 100% private. No logins. No account linking. No cloud sync. Everything is stored locally on your device. With a WealthForecaster Pro subscription you get: COMPLETE ASSET TRACKING Add and monitor 10+ asset categories in one place, combining live market data with your manual entries: • Stocks & ETFs — live market prices updated automatically • Cryptocurrency — Bitcoin, Ethereum, and thousands of altcoins • RSUs & Stock Options — vested and unvested holdings • Retirement Accounts — 401k, IRA, Roth IRA, Superannuation • Real Estate & Property • Bonds & Fixed Income • Business Equity • Vehicles • Cash & Savings • Alternative Assets — collectibles, precious metals, private equity ADVANCED WEALTH FORECASTING Go beyond simple tracking. Set custom growth rate assumptions for each asset class, model regular contribution schedules, and see exactly how consistent investing compounds your wealth over decades. • Multi-decade projection models (1–50 years) • Custom growth assumptions per asset category • Contribution schedule modelling • Scenario comparison tools PRIVACY-FIRST BY DESIGN Most net worth trackers ask you to connect your bank accounts through third-party aggregators. WealthForecaster takes a different approach: • 100% on-device data storage • No accounts to create or sign-ups required • No bank or brokerage credentials needed • Zero cloud sync — your data never leaves your phone WHO IS WEALTHFORECASTER FOR? • Investors who want a complete portfolio view without compromising security • Anyone pursuing FIRE (Financial Independence, Retire Early) • People tracking wealth across multiple asset classes • Privacy-conscious individuals who refuse to share bank credentials with apps • Anyone who wants to see how their wealth compounds over time Download today and subscribe to WealthForecaster Pro to take control of your financial future. WealthForecaster Pro is an auto-renewing subscription required to access the app's features. Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless canceled at least 24 hours before the end of the current billing period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Vault Flow4 screens
Wealth Forecaster Pro3 screens

Verdict

The call

The clearest difference is in-app purchases: Vault Flow at none against Wealth Forecaster Pro's 1. Wealth Forecaster Pro's advantage is update cadence (every 6 days vs every 3 weeks) and iOS requirement (15.1 vs 26.2). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Wealth Forecaster Pro sells 1 in-app purchase, starting at $49.99 per year. Vault Flow asks for nothing beyond the download.

UpkeepUpdate frequency

Vault Flow ships an update every 3 weeks, Wealth Forecaster Pro every 6 days. The most recent releases landed on October 15, 2026 and September 28, 2026 respectively.

Scorecard3 real differences Ā· 3 level
Vault Flow versus Wealth Forecaster Pro: the parameters behind the verdict, then further details
ParameterVault FlowWealth Forecaster Pro
PriceFreeFree
Update frequencyEvery 3 weeksEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS26.215.1 — better
Further details — not scored
Size7 MB48 MB
Age rating4+17+
DeveloperJashandeep SinghKyle Wolf

In-app purchases

None

Vault Flow

No in-app purchases

1 purchases

Wealth Forecaster Pro

Subscriptions1
  • WealthForecaster Pro (annual)3 Days trial$49.991 Year

Questions

Is Vault Flow free?
Vault Flow is free to download, with no in-app purchases.
Is Wealth Forecaster Pro free?
Wealth Forecaster Pro is free to download, with in-app purchases available.
Do Vault Flow or Wealth Forecaster Pro have ads?
Neither Vault Flow nor Wealth Forecaster Pro shows ads.
Which is updated more often, Vault Flow or Wealth Forecaster Pro?
Vault Flow ships an update every 3 weeks, and Wealth Forecaster Pro every 6 days. Most recently, Vault Flow was updated on October 15, 2026 and Wealth Forecaster Pro on September 28, 2026.

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