# Vault Flow vs Paycheck Flow

The clearest difference is iOS requirement: Paycheck Flow at 15.5 against Vault Flow's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Vault Flow | Paycheck Flow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paycheck-flow/id6771924233/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | — | Free |
| Size | 7 MB | 89 MB |
| Requires iOS | 26.2 | **15.5** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jashandeep Singh](https://appshunter.io/developer/1858438700) | [Marouane akchar](https://appshunter.io/developer/6771924349) |

## What reviewers say

### Vault Flow

[App page](https://appshunter.io/ios/app/vault-flow-money-tracker/id6758531604)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Paycheck Flow

[App page](https://appshunter.io/ios/app/paycheck-flow/id6771924233)

Take control of your finances by planning monthly income, tracking expenses, and monitoring subscriptions. Build savings goals and manage debt with AI-powered insights in a clean, simplified interface.

**Highlights:** Monthly budget planning, Expense and income tracking, Recurring bill reminders, Savings goals tracking, Debt payoff tracking, Subscription monitoring, AI financial insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vault Flow free?

Vault Flow is free to download, with no in-app purchases.

### Is Paycheck Flow free?

Paycheck Flow is free to download, with no in-app purchases.

### Do Vault Flow or Paycheck Flow have ads?

Neither Vault Flow nor Paycheck Flow shows ads.

### Which is updated more often, Vault Flow or Paycheck Flow?

Vault Flow ships an update every 3 weeks, and Paycheck Flow every 3 weeks. Most recently, Vault Flow was updated on October 28, 2026 and Paycheck Flow on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*