Vault Flow vs PlanSense Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vault Flow
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VaultFlow shows your complete financial picture — cash, investments, property, and debt — in one calm, private app. See your net worth at a glance, watch it grow, and always know what's coming up. YOUR NET WORTH, AT A GLANCE • One big, clear number, plus a chart you can scrub from one month to all time • Milestones and streaks that make progress feel real • Home Screen widgets for net worth, daily spending, upcoming bills, and your portfolio SIMPLE, EVERYDAY MONEY • Chequing, Savings, and Credit Card — that's it, no clutter • Log spending and income in seconds; move money between accounts • Monthly budgets that show your pace, and recurring bills that never surprise you • A safe-to-spend number for the rest of the month INVESTMENTS WITH LIVE PRICES • Stocks, ETFs, and crypto, valued with live market prices in your currency • Allocation breakdown, today's movers, and gains versus what you paid • A tracker only — VaultFlow never buys, sells, or holds anything PROPERTY, MORTGAGE & DEBT • Track your home's value, equity, mortgage balance, and monthly costs • See every loan and card in one place, with what the interest is costing you • A debt-free planner (avalanche or snowball) that shows your payoff date and interest saved REPORTS & FORECAST • Spending by category, income trends, net worth history, and portfolio performance • A 12-month net worth forecast and month-end cash-flow projection • Financial goals with progress rings MADE FOR YOU • 28 currencies with live exchange rates and a built-in converter • Light and dark mode, Face ID lock, and a one-tap Privacy Mode that hides amounts • Ask Siri "What's my net worth?", or log an expense from Shortcuts and Spotlight PRIVATE BY DESIGN Your data lives on your device. VaultFlow runs no servers and never sees your finances. No account or bank login is required — start in about a minute with the guided setup. Sign in with Apple is optional and only used for iCloud backup across your own devices. VaultFlow is completely free. No subscriptions, no in-app purchases, no ads.
PlanSense Finance
Manage your money effortlessly with this simple finance tracker. It helps you keep tabs on upcoming bills and stay within your budget. Gain clarity on your financial health with an intuitive interface.
- Track due dates
- Manage budgets
- Simple finance tracking
- Intuitive interface
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Quick finance tracker to track due dates and budgets
Screenshots
Verdict
The clearest difference is update cadence: PlanSense Finance at every 9 days against Vault Flow's every 3 weeks. PlanSense Finance also leads on iOS requirement (17.6 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Vault Flow ships an update every 3 weeks, PlanSense Finance every 9 days. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.
| Parameter | Vault Flow | PlanSense Finance |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Every 3 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, Mac — better |
| Requires iOS | 26.2 | 17.6 — better |
| Further details — not scored | ||
| Size | 7 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Jashandeep Singh | Ryan James |
In-app purchases
Vault Flow
No in-app purchases
PlanSense Finance
No in-app purchases
Questions
Is Vault Flow free?
Is PlanSense Finance free?
Do Vault Flow or PlanSense Finance have ads?
Which is updated more often, Vault Flow or PlanSense Finance?
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