Vault Flow vs CashFloor

VaultFlow shows your complete financial picture — cash, investments, property, and debt — in one calm, private app. See your net worth at a glance, watch it grow, and always know what's coming up. YOUR NET WORTH, AT A GLANCE • One big, clear number, plus a chart you can scrub from one month to all time • Milestones and streaks that make progress feel real • Home Screen widgets for net worth, daily spending, upcoming bills, and your portfolio SIMPLE, EVERYDAY MONEY • Chequing, Savings, and Credit Card — that's it, no clutter • Log spending and income in seconds; move money between accounts • Monthly budgets that show your pace, and recurring bills that never surprise you • A safe-to-spend number for the rest of the month INVESTMENTS WITH LIVE PRICES • Stocks, ETFs, and crypto, valued with live market prices in your currency • Allocation breakdown, today's movers, and gains versus what you paid • A tracker only — VaultFlow never buys, sells, or holds anything PROPERTY, MORTGAGE & DEBT • Track your home's value, equity, mortgage balance, and monthly costs • See every loan and card in one place, with what the interest is costing you • A debt-free planner (avalanche or snowball) that shows your payoff date and interest saved REPORTS & FORECAST • Spending by category, income trends, net worth history, and portfolio performance • A 12-month net worth forecast and month-end cash-flow projection • Financial goals with progress rings MADE FOR YOU • 28 currencies with live exchange rates and a built-in converter • Light and dark mode, Face ID lock, and a one-tap Privacy Mode that hides amounts • Ask Siri "What's my net worth?", or log an expense from Shortcuts and Spotlight PRIVATE BY DESIGN Your data lives on your device. VaultFlow runs no servers and never sees your finances. No account or bank login is required — start in about a minute with the guided setup. Sign in with Apple is optional and only used for iCloud backup across your own devices. VaultFlow is completely free. No subscriptions, no in-app purchases, no ads.

Everyone tracks cash flow. CashFloor tracks whether you stay above the floor. CashFloor is a tactical checking planner: enter today’s balances, your pay schedule, bills that hit checking, and optional credit-card payments. See a clear path for the weeks ahead — lowest point, overdraft risk, and one focused summary message. WHAT YOU GET • Your Plan — one line per cash move with running balances per account • Checking balances — update so the projection starts from real numbers • Income & expenses — weekly, biweekly, monthly, quarterly, and more • Credit cards — next payment, mark Paid (optionally debit checking); later dues projected from your payment history • Summary — one clear message when setup or floor risk matters • Optional email — low-balance alerts and a weekly expense heads-up (you control prefs) • Sign in with email, Google, or Apple; Face ID / Touch ID on return (optional) • Dark or light theme; sync across devices when signed in • Optional household sharing for one shared plan WHAT WE DON’T DO • No bank login or automatic import • No investment or credit products • No lifestyle lectures — just the floor CashFloor is a planning tool, not a bank, advisor, or guarantee that you won’t overdraw. Projections are estimates from the numbers you enter — confirm balances with your bank before acting. Start free. Stay above the floor.