# 贷款计算器 vs 房贷宝

The clearest difference is update cadence: 贷款计算器 at every 2 days against 房贷宝's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. 贷款计算器 sells 1 one-off in-app purchase and 房贷宝 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

贷款计算器 ships an update every 2 days, 房贷宝 every 3 weeks. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 贷款计算器 | 房贷宝 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 3 weeks |
| Size | 3 MB | 2 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [大帅 李](https://appshunter.io/developer/1870720797) | [Wuhan Xingyun Technology Co., Ltd.](https://appshunter.io/developer/1853186645) |

## What reviewers say

### 贷款计算器

[App page](https://appshunter.io/ios/app/marshall/id6758579990)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Version | $3.99 | one-time |


### 房贷宝

[App page](https://appshunter.io/ios/app/id6781649269)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FangDaiBao Pro | $0.99 | one-time |


## Frequently asked questions

### Is 贷款计算器 free?

贷款计算器 is free to download, with in-app purchases available.

### Is 房贷宝 free?

房贷宝 is free to download, with in-app purchases available.

### Do 贷款计算器 or 房贷宝 have ads?

Neither 贷款计算器 nor 房贷宝 shows ads.

### Which is updated more often, 贷款计算器 or 房贷宝?

贷款计算器 ships an update every 2 days, and 房贷宝 every 3 weeks. Most recently, 贷款计算器 was updated on October 28, 2026 and 房贷宝 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*