# SpendLedger vs FairTally

The clearest difference is monetization model: SpendLedger at free with in-app purchases against FairTally's subscription. FairTally's advantage is ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. SpendLedger sells 2 in-app purchases, starting at $9.99 per month and FairTally sells 6 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

SpendLedger ships an update fortnightly, FairTally every 8 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SpendLedger | FairTally |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/fairtally-split-bills-fairly/id6760991946/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 8 days** |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 44 MB | 10 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [SAVITAR GLOBAL (PVT) LTD](https://appshunter.io/developer/1871872336) | [Venture Melody LLC](https://appshunter.io/developer/1887178205) |

## What reviewers say

### SpendLedger

[App page](https://appshunter.io/ios/app/spendledger-budget-tracker/id6758581433)

This app helps you understand how much money you can safely spend each day to meet your savings goals. It automatically calculates your daily budget based on your income, bills, and savings targets, providing a clear answer to "Can I afford this today?" without complex setup.

**Highlights:** Daily safe-to-spend amount calculation, Budgeting based on income, bills, and savings, Fast expense and income entry, Clear charts and graphs for spending, Savings goal tracking, Recurring bill management, Data export and backup

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $9.99 | per month |
| Yearly Subscription | $59.99 | per year |


### FairTally

[App page](https://appshunter.io/ios/app/fairtally-split-bills-fairly/id6760991946)

This app helps couples and households manage shared expenses with custom split ratios. Easily log costs, track who owes whom, and settle up. Designed for modern relationships where fairness is defined by the members.

**Highlights:** Custom split ratios based on income or preference, Log shared expenses in seconds, Track who owes whom, Breakdown expenses by category, Invite household members, Private expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FairTally Household Monthly | $5.99 | per month |
| FairTally Duo | $5.99 | per month |
| Triad | $7.99 | per month |
| Pod | $10.99 | per month |
| Extended Pod | $13.99 | per month |
| FairTally Household Annual | $49.99 | per year |


## Frequently asked questions

### Is SpendLedger free?

SpendLedger is free to download, with in-app purchases available.

### Is FairTally free?

FairTally is free to download, with in-app purchases available.

### Do SpendLedger or FairTally have ads?

SpendLedger shows ads; FairTally does not.

### Which is updated more often, SpendLedger or FairTally?

SpendLedger ships an update fortnightly, and FairTally every 8 days. Most recently, SpendLedger was updated on November 5, 2026 and FairTally on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*