# SpendLedger vs Spendly

The clearest difference is in-app purchases: Spendly at none against SpendLedger's 2. Spendly also leads on ads (none vs shown) and update cadence (daily vs fortnightly). SpendLedger's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 26.0). On price there is nothing between them.

Both are free to download. SpendLedger sells 2 in-app purchases, starting at $9.99 per month. Spendly asks for nothing beyond the download.

SpendLedger ships an update fortnightly, Spendly daily. The most recent releases landed on October 19, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | SpendLedger | Spendly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Daily** |
| Monetization | Free with in-app purchases | — |
| Size | 44 MB | 6 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SAVITAR GLOBAL (PVT) LTD](https://appshunter.io/developer/1871872336) | [Muayad Haddad](https://appshunter.io/developer/1895079630) |

## What reviewers say

### SpendLedger

[App page](https://appshunter.io/ios/app/spendledger-budget-tracker/id6758581433)

This app helps you understand how much money you can safely spend each day to meet your savings goals. It automatically calculates your daily budget based on your income, bills, and savings targets, providing a clear answer to "Can I afford this today?" without complex setup.

**Highlights:** Daily safe-to-spend amount calculation, Budgeting based on income, bills, and savings, Fast expense and income entry, Clear charts and graphs for spending, Savings goal tracking, Recurring bill management, Data export and backup

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $9.99 | per month |
| Yearly Subscription | $59.99 | per year |


### Spendly

[App page](https://appshunter.io/ios/app/spendly-budget-tracker/id6762925233)

**In-app purchases:** none


## Frequently asked questions

### Is SpendLedger free?

SpendLedger is free to download, with in-app purchases available.

### Is Spendly free?

Spendly is free to download, with no in-app purchases.

### Do SpendLedger or Spendly have ads?

SpendLedger shows ads; Spendly does not.

### Which is updated more often, SpendLedger or Spendly?

SpendLedger ships an update fortnightly, and Spendly daily. Most recently, SpendLedger was updated on October 19, 2026 and Spendly on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*