# SpendLedger vs Vylok

The clearest difference is ads: Vylok at none against SpendLedger's shown. SpendLedger's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. SpendLedger sells 2 in-app purchases, starting at $9.99 per month and Vylok sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

SpendLedger ships an update fortnightly, Vylok every 8 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SpendLedger | Vylok |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 8 days** |
| Monetization | Free with in-app purchases | — |
| Size | 44 MB | 22 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SAVITAR GLOBAL (PVT) LTD](https://appshunter.io/developer/1871872336) | [Egor Shkarin](https://appshunter.io/developer/1896511333) |

## What reviewers say

### SpendLedger

[App page](https://appshunter.io/ios/app/spendledger-budget-tracker/id6758581433)

This app helps you understand how much money you can safely spend each day to meet your savings goals. It automatically calculates your daily budget based on your income, bills, and savings targets, providing a clear answer to "Can I afford this today?" without complex setup.

**Highlights:** Daily safe-to-spend amount calculation, Budgeting based on income, bills, and savings, Fast expense and income entry, Clear charts and graphs for spending, Savings goal tracking, Recurring bill management, Data export and backup

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $9.99 | per month |
| Yearly Subscription | $59.99 | per year |


### Vylok

[App page](https://appshunter.io/ios/app/vylok/id6767818722)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $1.99 | per month |


## Frequently asked questions

### Is SpendLedger free?

SpendLedger is free to download, with in-app purchases available.

### Is Vylok free?

Vylok is free to download, with in-app purchases available.

### Do SpendLedger or Vylok have ads?

SpendLedger shows ads; Vylok does not.

### Which is updated more often, SpendLedger or Vylok?

SpendLedger ships an update fortnightly, and Vylok every 8 days. Most recently, SpendLedger was updated on November 5, 2026 and Vylok on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*