# SpendLedger vs Spendwise

The clearest difference is ads: Spendwise at none against SpendLedger's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. SpendLedger sells 2 in-app purchases, starting at $9.99 per month and Spendwise sells 4 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

SpendLedger ships an update fortnightly, Spendwise every 9 days. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SpendLedger | Spendwise |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | Free with in-app purchases | — |
| Size | 44 MB | 52 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SAVITAR GLOBAL (PVT) LTD](https://appshunter.io/developer/1871872336) | [Victoria Jull](https://appshunter.io/developer/6791476985) |

## What reviewers say

### SpendLedger

[App page](https://appshunter.io/ios/app/spendledger-budget-tracker/id6758581433)

This app helps you understand how much money you can safely spend each day to meet your savings goals. It automatically calculates your daily budget based on your income, bills, and savings targets, providing a clear answer to "Can I afford this today?" without complex setup.

**Highlights:** Daily safe-to-spend amount calculation, Budgeting based on income, bills, and savings, Fast expense and income entry, Clear charts and graphs for spending, Savings goal tracking, Recurring bill management, Data export and backup

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $9.99 | per month |
| Yearly Subscription | $59.99 | per year |


### Spendwise

[App page](https://appshunter.io/ios/app/spendwise-smarter-spending/id6791476983)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendwise Essential | $5.99 | per month |
| Spenwise Plus | $6.99 | per month |
| Spendwise Essential | $59.99 | per year |
| Spendwise Plus | $69.99 | per year |


## Frequently asked questions

### Is SpendLedger free?

SpendLedger is free to download, with in-app purchases available.

### Is Spendwise free?

Spendwise is free to download, with in-app purchases available.

### Do SpendLedger or Spendwise have ads?

SpendLedger shows ads; Spendwise does not.

### Which is updated more often, SpendLedger or Spendwise?

SpendLedger ships an update fortnightly, and Spendwise every 9 days. Most recently, SpendLedger was updated on October 19, 2026 and Spendwise on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*