# Settle Book vs Mochi

The clearest difference is update cadence: Mochi at every 3 days against Settle Book's weekly. Settle Book's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 26.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Settle Book sells 1 one-off in-app purchase and Mochi sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Settle Book ships an update weekly, Mochi every 3 days. The most recent releases landed on June 17, 2026 and August 21, 2026 respectively.

## The numbers

| Metric | Settle Book | Mochi |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | — | Freemium |
| Size | 44 MB | 19 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Hasan Raza Khan](https://appshunter.io/developer/1848599011) | [Harsha Chaganti](https://appshunter.io/developer/1875492396) |

## What reviewers say

### Settle Book

[App page](https://appshunter.io/ios/app/settle-book/id6758585541)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SettleBook Lifetime Premium | $9.99 | one-time |


### Mochi

[App page](https://appshunter.io/ios/app/mochi-expense-tracker/id6758880826)

This app offers a calm and minimal way to track your spending without overwhelming features. It focuses on simple awareness, allowing you to quickly log expenses and gain insights into your spending habits. Designed for privacy, your data stays on your device.

**Highlights:** Fast manual expense logging, Recurring expenses, Clean, distraction-free interface, Refined insights and spending history, Search and filters for past entries, Home screen widgets, Privacy-first design

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mochi+ Monthly | $2.99 | per month |
| Mochi+ Annual | $19.99 | per year |
| Mochi+ Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Settle Book free?

Settle Book is free to download, with in-app purchases available.

### Is Mochi free?

Mochi is free to download, with in-app purchases available.

### Do Settle Book or Mochi have ads?

Neither Settle Book nor Mochi shows ads.

### Which is updated more often, Settle Book or Mochi?

Settle Book ships an update weekly, and Mochi every 3 days. Most recently, Settle Book was updated on June 17, 2026 and Mochi on August 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*