# Settle Book vs OweTrack

The clearest difference is update cadence: Settle Book at weekly against OweTrack's fortnightly. Settle Book also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18.6). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Settle Book sells 1 one-off in-app purchase and OweTrack sells 3 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

Settle Book ships an update weekly, OweTrack fortnightly. The most recent releases landed on June 17, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Settle Book | OweTrack |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Size | 44 MB | 5 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Hasan Raza Khan](https://appshunter.io/developer/1848599011) | [Yieldmonk Technologies LLC](https://appshunter.io/developer/1896411392) |

## What reviewers say

### Settle Book

[App page](https://appshunter.io/ios/app/settle-book/id6758585541)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SettleBook Lifetime Premium | $9.99 | one-time |


### OweTrack

[App page](https://appshunter.io/ios/app/owetrack-debt-tracker/id6760969178)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $7.99 | per month |
| Yearly Subscription | $39.99 | per year |
| Lifetime Plan | $59.99 | one-time |


## Frequently asked questions

### Is Settle Book free?

Settle Book is free to download, with in-app purchases available.

### Is OweTrack free?

OweTrack is free to download, with in-app purchases available.

### Do Settle Book or OweTrack have ads?

Neither Settle Book nor OweTrack shows ads.

### Which is updated more often, Settle Book or OweTrack?

Settle Book ships an update weekly, and OweTrack fortnightly. Most recently, Settle Book was updated on June 17, 2026 and OweTrack on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*