# Settle Book vs Offin

The clearest difference is iOS requirement: Settle Book at 15.0 against Offin's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Settle Book sells 1 one-off in-app purchase and Offin sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 12, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Settle Book | Offin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/offin-offline-expense-tracker/id6791779529/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | — | Paid |
| Size | 44 MB | 38 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 17+ | 4+ |
| Developer | [Hasan Raza Khan](https://appshunter.io/developer/1848599011) | [RADIX IT TECH INC](https://appshunter.io/developer/6778635367) |

## What reviewers say

### Settle Book

[App page](https://appshunter.io/ios/app/settle-book/id6758585541)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SettleBook Lifetime Premium | $9.99 | one-time |


### Offin

[App page](https://appshunter.io/ios/app/offin-offline-expense-tracker/id6791779529)

This app helps you track expenses and manage your budget privately on your iPhone. It uses on-device AI to categorize transactions from imported bank statements or voice input, eliminating the need for bank logins or subscriptions.

**Highlights:** On-device AI transaction categorization, Import bank statements (PDF/CSV), Apple Pay transaction logging, Voice input for transactions, Customizable categories and rules, Net worth, spending, and budget tracking, Offline functionality

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Unlock | $9.99 | one-time |


## Frequently asked questions

### Is Settle Book free?

Settle Book is free to download, with in-app purchases available.

### Is Offin free?

Offin is free to download, with in-app purchases available.

### Do Settle Book or Offin have ads?

Neither Settle Book nor Offin shows ads.

### Which is updated more often, Settle Book or Offin?

Settle Book ships an update weekly, and Offin weekly. Most recently, Settle Book was updated on October 12, 2026 and Offin on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*