# 效度家 vs FreeGrid

效度家 and FreeGrid are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. 效度家 sells 1 in-app purchase, starting at $9.99 per year and FreeGrid sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

效度家 ships an update every 2 weeks, FreeGrid every 6 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | 效度家 | FreeGrid |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/utilitymax/id6758595049/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 6 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 26 MB | 6 MB |
| Requires iOS | 18.0 | **17.6** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [南京星语恒创科技有限公司](https://appshunter.io/developer/1873860301) | [干 张](https://appshunter.io/developer/6780937668) |

## What reviewers say

### 效度家

[App page](https://appshunter.io/ios/app/utilitymax/id6758595049)

This app helps users plan their long-term finances and retirement. It analyzes assets, income, expenses, and social security to provide detailed financial reports and optimize tax strategies. Users can visualize their financial future and make informed decisions for wealth growth.

**Highlights:** Smart tax optimization based on Chinese tax rules, Lifetime financial trajectory visualization, Monte Carlo simulations for risk analysis, Social security and pension analysis, Comprehensive financial health overview, Intuitive data dashboard for spending and budgeting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 效度家年度会员 | $9.99 | per year |


### FreeGrid

[App page](https://appshunter.io/ios/app/freegrid/id6781104287)

This app visualizes your spending by converting your net worth into "days of freedom." It helps you understand the true cost of your purchases by showing how they impact your daily expenses and future financial independence. Track your income and savings to see how they add to your freedom.

**Highlights:** Converts net worth to days of freedom, Visualizes spending impact, Calculates daily average costs, Simulates spending decisions, Manages fixed expenses, Tracks income and savings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 7-day Trial | Free | one-time |
| FreeGrid Pro (Special Price) | $2.99 | one-time |
| FreeGrid Pro Lifetime | $3.99 | one-time |


## Frequently asked questions

### Is 效度家 free?

效度家 is free to download, with in-app purchases available.

### Is FreeGrid free?

FreeGrid is free to download, with in-app purchases available.

### Do 效度家 or FreeGrid have ads?

Neither 效度家 nor FreeGrid shows ads.

### Which is updated more often, 效度家 or FreeGrid?

效度家 ships an update every 2 weeks, and FreeGrid every 6 days. Most recently, 效度家 was updated on October 31, 2026 and FreeGrid on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*