# CrediyWay vs Settl

The clearest difference is update cadence: Settl at every 5 days against CrediyWay's every 7 months. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for CrediyWay against 5.0 for Settl. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

CrediyWay ships an update every 7 months, Settl every 5 days. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | CrediyWay | Settl |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/crediyway/id6758607994/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359/reviews) |
| Number of ratings | **2** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 5 days** |
| Monetization | Free | Free |
| Size | 36 MB | 85 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [AMAPOLA FINANCIAL SERVICES S.C.](https://appshunter.io/developer/1873915281) | [Rahul Raina](https://appshunter.io/developer/1895844278) |

## What reviewers say

### CrediyWay

[App page](https://appshunter.io/ios/app/crediyway/id6758607994)

This app helps you understand the true cost of loans by calculating the Annual Percentage Rate (APR) and managing your repayments. It offers personalized loan matching and side-by-side comparisons for informed financial decisions.

**Highlights:** Calculate true APR with all fees, Personalized loan matching, Side-by-side loan comparison, Repayment calendar and reminders, Financial term flashcards, Independent third-party analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Settl

[App page](https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359)

Easily split expenses with friends and family using voice commands. Log, split, and track shared costs for trips, dinners, or rent, with automatic currency conversion for travel. Offers a voice-first experience but also supports traditional tap-based input.

**Highlights:** Voice-activated expense logging, Flexible splitting methods, Group and individual expense tracking, Multi-currency support with auto-conversion, Detailed activity feed, Optional tap-based interface

**In-app purchases:** none


## Frequently asked questions

### Is CrediyWay free?

CrediyWay is free to download, with no in-app purchases.

### Is Settl free?

Settl is free to download, with no in-app purchases.

### Which has better reviews, CrediyWay or Settl?

CrediyWay and Settl are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do CrediyWay or Settl have ads?

Neither CrediyWay nor Settl shows ads.

### Which is updated more often, CrediyWay or Settl?

CrediyWay ships an update every 7 months, and Settl every 5 days. Most recently, CrediyWay was updated on October 31, 2026 and Settl on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*