# arc Money vs Node Expense

The clearest difference is rating: Node Expense at 5.0 against arc Money's 2.0. Node Expense also leads on ratings volume (4 vs 1). arc Money's advantage is iOS requirement (16.4 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. arc Money sells 4 in-app purchases, starting at $4.99 per month and Node Expense sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Node Expense holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

arc Money ships an update every 3 days, Node Expense every 4 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | arc Money | Node Expense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/arc-money/id6758624900/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/node-expense-track-together/id6759304601/reviews)** |
| Number of ratings | 1 | **4** |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 4 days |
| Monetization | Free with in-app purchases | Freemium |
| Size | 89 MB | 47 MB |
| Requires iOS | **16.4** | 26.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [QUANTINI OU](https://appshunter.io/developer/1874017801) | [STEVEN HWANG](https://appshunter.io/developer/1877977459) |

## What reviewers say

### arc Money

[App page](https://appshunter.io/ios/app/arc-money/id6758624900)

Effortlessly manage your finances by sharing bank statements or connecting to bank feeds. Track spending, set savings goals, and monitor debt with AI-powered categorization and insights. Enjoy secure, private data management with your own server and end-to-end encryption.

**Highlights:** AI-powered transaction categorization, Connect to 2500+ bank feeds, Set savings goals and track debt, Deploy your own secure server, Offline functionality with CRDT sync, Import from YNAB, Multi-currency support

**Features:** macOS Compatibility, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| arc Premium Monthly | $4.99 | per month |
| Arc Premium Yearly | $39.99 | per year |
| 50 AI Credits | $0.99 | one-time |
| 200 AI Credits | $1.99 | one-time |


### Node Expense

[App page](https://appshunter.io/ios/app/node-expense-track-together/id6759304601)

Effortlessly manage shared expenses and personal budgets. This app simplifies splitting bills for groups, tracks spending with smart insights, and offers powerful budgeting tools. It keeps your financial data private and provides seamless payment integration.

**Highlights:** AI-powered receipt scanning, Flexible group bill splitting, Personalized spending insights, Customizable budget tracking, Multi-currency support, Debt simplification, Payment reminders

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $4.99 | per month |
| Yearly Pro | $29.99 | per year |
| Pro - One Time Purchase | $74.99 | one-time |


## Frequently asked questions

### Is arc Money free?

arc Money is free to download, with in-app purchases available.

### Is Node Expense free?

Node Expense is free to download, with in-app purchases available.

### Which has better reviews, arc Money or Node Expense?

Node Expense is rated higher. arc Money averages 2.0 out of 5 from 1 ratings, while Node Expense averages 5.0 from 4 ratings.

### Do arc Money or Node Expense have ads?

Neither arc Money nor Node Expense shows ads.

### Which is updated more often, arc Money or Node Expense?

arc Money ships an update every 3 days, and Node Expense every 4 days. Most recently, arc Money was updated on November 7, 2026 and Node Expense on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*