Moneo vs PocketMates

Apple Pay payments recorded automatically Shared budgets and detailed analytics 64 currencies with up-to-date exchange rates EVERY APPLE PAY PAYMENT — TRACKED - One quick shortcut, and every payment with your phone becomes a transaction - Works with any card in Wallet - Amount and category are filled in automatically, even without opening the app ADD EXPENSES BY VOICE OR PHOTO - Say "taxi 15 and coffee 4" — Moneo creates two transactions - Snap a receipt — Moneo detects the amount and category IMPORT BANK STATEMENTS - Import statements from your bank in CSV or Excel format - Columns, accounts and categories are detected automatically - Re-importing the same file never creates duplicates - Everything is processed on your device SET YOUR OWN BUDGETS - Category limits and an overall budget with a clear progress bar - See what's left to spend, your spending pace and an end-of-month forecast - Charts and balance trends for any period SUBSCRIPTIONS UNDER CONTROL - All recurring payments in one place: subscriptions, rent, phone bills - Moneo reminds you before each charge - Standard periods or a custom interval AUTO-RULES - Set a rule once: "Walmart" → Groceries, "Uber" → Taxi - New transactions with that description get the right category automatically SHARED TRACKING Track finances with your partner or family — changes appear instantly on every phone. Separate spaces for personal, family and work finances or travel. AND MORE Offline mode, start without signing up, transfers between wallets, refunds, tags, custom icons and emoji for categories, calculator in the amount field, archive, backups, Excel export, Face ID, light and dark themes. FREE OR MONEO PRO Free: 1 space, 5 wallets, 3 recurring transactions, 3 auto-rules, Apple Pay tracking, statement import, budgets and analytics. Moneo Pro — 14-day free trial: voice input, receipt scanning, shared spaces with a partner, unlimited spaces, wallets, recurring transactions and auto-rules. Family Sharing is supported — one subscription for your whole family group. Terms of Use: https://moneo.com.ua/en/terms Privacy Policy: https://moneo.com.ua/en/privacy-policy

One budget for two. Every expense either of you adds shows up on both phones in real time — no spreadsheets, no "did you pay that?". PocketMates is a money tracker built for couples, and it works just as well on your own. Add a purchase in two taps, by voice or from a photo of the receipt. You can start without creating an account. TOGETHER • One shared space: accounts, budgets and goals you both see • Private accounts and goals only you can see • See who added what • One Premium subscription covers both of you TRACK SPENDING AND INCOME • Split a receipt across categories, transfers with fees, refunds • Automatic category rules, tags and your own categories • Multi-currency accounts: USD, EUR, GBP, PLN, UAH and more • Import bank statements • Automatic sync with monobank (Ukraine) PLAN AHEAD • Monthly budgets per category with an alert at 80% • Subscriptions and recurring bills with reminders — and a heads-up when a service changes its price • Credit cards and installment plans under control • Savings goals and multi-year savings plans • Forecast of what's left by the end of the month • Tips on how much to set aside for a goal each month and how to pay off debts faster FAST • Home Screen and Lock Screen widgets, Control Center controls • Siri and Shortcuts: add an expense or check a balance without opening the app • Face ID or passcode lock, hide balances with one tap • Dark mode and your own accent colour INVESTMENTS • A stock and ETF portfolio with live prices FREE AND PREMIUM Expense tracking, bank sync and this month's analytics are free. Premium removes the limits on accounts, budgets, categories, rules and scheduled payments, and adds 12 months of analytics, savings plans and CSV import. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pocketmates.app/privacy