# Ernie vs SpendGuard

The clearest difference is in-app purchases: Ernie at none against SpendGuard's 3. SpendGuard's advantage is update cadence (every 9 days vs every 9 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SpendGuard sells 3 in-app purchases, starting at $4.99 per month. Ernie asks for nothing beyond the download.

Ernie ships an update every 9 months, SpendGuard every 9 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Ernie | SpendGuard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendguard-expense-tracker/id6760932672/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 9 days** |
| Monetization | — | Freemium |
| Size | 53 MB | 20 MB |
| Requires iOS | **16.4** | 17.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Luis Roberto Rampolla Martinez](https://appshunter.io/developer/1819567783) | [Ivan Hubar](https://appshunter.io/developer/1886899614) |

## What reviewers say

### Ernie

[App page](https://appshunter.io/ios/app/ernie-stop-impulse-buys/id6758636335)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


### SpendGuard

[App page](https://appshunter.io/ios/app/spendguard-expense-tracker/id6760932672)

This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.

**Highlights:** 48-hour impulse buy protection, Daily spending streak tracking, AI-powered spending reviews, Effortless expense logging, Multi-currency support (13 currencies), Visual spending reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendGoard Pro Monthly | $4.99 | per month |
| SpendGoard Pro 3 Months | $9.99 | per 3 months |
| SpendGoard Pro Yearly | $24.99 | per year |


## Frequently asked questions

### Is Ernie free?

Ernie is free to download, with no in-app purchases.

### Is SpendGuard free?

SpendGuard is free to download, with in-app purchases available.

### Do Ernie or SpendGuard have ads?

Neither Ernie nor SpendGuard shows ads.

### Which is updated more often, Ernie or SpendGuard?

Ernie ships an update every 9 months, and SpendGuard every 9 days. Most recently, Ernie was updated on October 28, 2026 and SpendGuard on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*