# Spentzy vs NextCheck

The clearest difference is in-app purchases: Spentzy at none against NextCheck's 2. Spentzy also leads on ads (none vs shown) and iOS requirement (15.1 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. NextCheck sells 2 in-app purchases, starting at $1.99 per month. Spentzy asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Spentzy against 5.0 for NextCheck. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Spentzy | NextCheck |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/spentzy/id6758644577/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/nextcheck-budget-by-paycheck/id6790636357/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Weekly | Weekly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 65 MB | 27 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Max Goldenberg](https://appshunter.io/developer/1874164036) | [JERAMEY DEWAYNE BECK](https://appshunter.io/developer/6790636359) |

## What reviewers say

### Spentzy

[App page](https://appshunter.io/ios/app/spentzy/id6758644577)

This finance app simplifies expense tracking with a focus on habit formation. It allows users to log spending in just three taps, providing instant clarity on financial patterns without complex setup or categories.

**Highlights:** Three-tap expense logging, Instant spending pattern clarity, Weekly and monthly breakdowns, Auto-generated category insights, Clean, simple interface, On-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### NextCheck

[App page](https://appshunter.io/ios/app/nextcheck-budget-by-paycheck/id6790636357)

This app helps you manage your finances based on your actual pay cycle, not a monthly calendar. It allows you to plan each paycheck to cover specific bills, track expenses, and see your available balance before your next payday. Pro features offer advanced tracking for credit cards and savings.

**Highlights:** Plan budgets by paycheck, Track bills and due dates, Split shared expenses, Add one-off deposits, Manage credit card balances (Pro), Project savings goals (Pro)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $1.99 | per month |
| Pro Annual | $14.99 | per year |


## Frequently asked questions

### Is Spentzy free?

Spentzy is free to download, with no in-app purchases.

### Is NextCheck free?

NextCheck is free to download, with in-app purchases available.

### Which has better reviews, Spentzy or NextCheck?

Spentzy and NextCheck are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Spentzy or NextCheck have ads?

NextCheck shows ads; Spentzy does not.

### Which is updated more often, Spentzy or NextCheck?

Spentzy ships an update weekly, and NextCheck weekly. Most recently, Spentzy was updated on November 5, 2026 and NextCheck on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*