# Penny vs SpendView

The clearest difference is monetization model: Penny at freemium against SpendView's subscription. SpendView's advantage is update cadence (every 4 days vs every 6 weeks). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Penny sells 2 in-app purchases, starting at $6.99 per month and SpendView sells 4 in-app purchases, starting at $11.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Penny against 5.0 for SpendView. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Penny ships an update every 6 weeks, SpendView every 4 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Penny | SpendView |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/penny-halal-portfolio-tracker/id6758650986/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/spendview-expense-tracker/id6762576812/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 4 days** |
| Monetization | **Freemium** | Subscription |
| Size | 52 MB | 96 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hulya Masharipov](https://appshunter.io/developer/1866500713) | [Albertazzi Labs LLC](https://appshunter.io/developer/1399729148) |

## What reviewers say

### Penny

[App page](https://appshunter.io/ios/app/penny-halal-portfolio-tracker/id6758650986)

This AI-powered app tracks all your investments, from stocks and crypto to real estate and retirement accounts. It provides plain-English insights into your portfolio's health, risks, and opportunities, acting as a personal financial coach without requiring account linking.

**Highlights:** AI portfolio analysis, Track stocks, crypto, real estate, retirement accounts, No account linking required, Hidden fee identification, Tax-loss harvesting opportunities, Retirement planning simulation, Plain-English financial guidance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Penny Pro (Monthly) | $6.99 | per month |
| Penny Pro (Annual) | $49.99 | per year |


### SpendView

[App page](https://appshunter.io/ios/app/spendview-expense-tracker/id6762576812)

Effortlessly track your spending by connecting to your bank accounts. Automatically import and categorize transactions, or log them with voice commands. Visualize your financial habits with clear charts and budgets.

**Highlights:** Automatic bank transaction import, Voice-activated expense logging, Transaction categorization, Monthly budget tracking, Spending visualization charts, Secure bank connections via Plaid

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendView Monthly | $11.99 | per month |
| SpendView Monthly | $14.99 | per month |
| SpendView Annual | $79.99 | per year |
| SpendView Annual | $99.99 | per year |


## Frequently asked questions

### Is Penny free?

Penny is free to download, with in-app purchases available.

### Is SpendView free?

SpendView is free to download, with in-app purchases available.

### Which has better reviews, Penny or SpendView?

Penny and SpendView are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Penny or SpendView have ads?

Neither Penny nor SpendView shows ads.

### Which is updated more often, Penny or SpendView?

Penny ships an update every 6 weeks, and SpendView every 4 days. Most recently, Penny was updated on October 31, 2026 and SpendView on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*