# Clero vs BillNip

The clearest difference is in-app purchases: BillNip at none against Clero's 2. BillNip also leads on rating (5.0 vs 4.6) and review sentiment (100% vs 86%). Clero's advantage is update cadence (every 2 days vs every 2 weeks) and ratings volume (21 vs 5). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. Clero sells 2 in-app purchases, starting at $3.99 per month. BillNip asks for nothing beyond the download.

BillNip holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 21 and 5 respectively. Written reviews point the same way: 86% of Clero's written reviews are positive against 100% of BillNip's.

Clero ships an update every 2 days, BillNip every 2 weeks. The most recent releases landed on October 12, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Clero | BillNip |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (21 ratings)](https://appshunter.io/ios/app/clero-pay-request-split/id6758653353/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/billnip/id6759847551/reviews)** |
| Number of ratings | **21** | 5 |
| Positive reviews | 86.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 84 MB | 46 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 17+ |
| Developer | [Oryn Technologies Inc.](https://appshunter.io/developer/1874209072) | [BillNip Corporation](https://appshunter.io/developer/1881170718) |

## What reviewers say

### Clero

[App page](https://appshunter.io/ios/app/clero-pay-request-split/id6758653353)

Easily send and receive money directly from your bank account with same-day settlement and no transfer fees. Split bills, track group expenses, and manage recurring payments seamlessly. Features include receipt scanning and smart debt simplification.

**Highlights:** Direct bank-to-bank payments, Same-day settlement, Zero transfer fees, Card and subscription splitting, Receipt scanning, Group expense tracking, Recurring payment requests

**Features:** iMessage stickers, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Clero+ Monthly | $3.99 | per month |
| Clero+ Yearly | $29.99 | per year |


### BillNip

[App page](https://appshunter.io/ios/app/billnip/id6759847551)

Easily manage shared expenses and pay bills for others. This app facilitates direct payments to billers without sharing sensitive financial information, tracking every transaction clearly. It's designed for real-life scenarios like splitting bills with a spouse or helping a college student.

**Highlights:** Split bills with spouse, Pay college student bills, Manage shared expenses, Direct payments to billers, Secure transaction tracking, Peer-to-biller payment network

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Clero free?

Clero is free to download, with in-app purchases available.

### Is BillNip free?

BillNip is free to download, with no in-app purchases.

### Which has better reviews, Clero or BillNip?

BillNip is rated higher. Clero averages 4.6 out of 5 from 21 ratings, while BillNip averages 5.0 from 5 ratings.

### Do Clero or BillNip have ads?

Neither Clero nor BillNip shows ads.

### Which is updated more often, Clero or BillNip?

Clero ships an update every 2 days, and BillNip every 2 weeks. Most recently, Clero was updated on October 12, 2026 and BillNip on September 26, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*