# Credit Buddy vs Moskosub

The clearest difference is in-app purchases: Moskosub at none against Credit Buddy's 1. Moskosub also leads on iOS requirement (15.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Credit Buddy sells 1 one-off in-app purchase. Moskosub asks for nothing beyond the download.

Credit Buddy ships an update every 10 days, Moskosub every 9 days. The most recent releases landed on October 31, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | Credit Buddy | Moskosub |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/credit-buddy/id6758679736/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 9 days** |
| Monetization | Free with in-app purchases | — |
| Size | 17 MB | 22 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Justin Coleman](https://appshunter.io/developer/1874394772) | [SMD TECHNOLOGIES LIMITED](https://appshunter.io/developer/1808845842) |

## What reviewers say

### Credit Buddy

[App page](https://appshunter.io/ios/app/credit-buddy/id6758679736)

Track credit card perks, statement credits, and loyalty points without sharing bank logins. Optimize spending categories and plan point transfers for maximum value. Get reminders for expiring benefits and annual fees.

**Highlights:** Track statement credits and annual perks, Monitor points, miles, and redemptions, Plan and compare loyalty program transfers, Optimize spending categories with wallet optimizer, Set reminders for expiring benefits, Household sharing for read-only access

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Credit Buddy+ | $9.99 | one-time |


### Moskosub

[App page](https://appshunter.io/ios/app/moskosub/id6760046569)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Credit Buddy free?

Credit Buddy is free to download, with in-app purchases available.

### Is Moskosub free?

Moskosub is free to download, with no in-app purchases.

### Do Credit Buddy or Moskosub have ads?

Neither Credit Buddy nor Moskosub shows ads.

### Which is updated more often, Credit Buddy or Moskosub?

Credit Buddy ships an update every 10 days, and Moskosub every 9 days. Most recently, Credit Buddy was updated on October 31, 2026 and Moskosub on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*