# BudlyApp vs Spending Tracker

The clearest difference is update cadence: BudlyApp at every 4 days against Spending Tracker's monthly. BudlyApp also leads on iOS requirement (16.0 vs 26.2). Spending Tracker's advantage is monetization model (free vs freemium). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. BudlyApp sells 2 in-app purchases, starting at $4.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

BudlyApp ships an update every 4 days, Spending Tracker monthly. The most recent releases landed on October 9, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | BudlyApp | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-mochi-money/id6758917375/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Monthly |
| Monetization | Freemium | **Free** |
| Size | 58 MB | 30 MB |
| Requires iOS | **16.0** | 26.2 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Giuliano Accorsi](https://appshunter.io/developer/1833997288) | [Pratish Shrestha](https://appshunter.io/developer/1756880914) |

## What reviewers say

### BudlyApp

[App page](https://appshunter.io/ios/app/budlyapp/id6758682854)

Effortlessly track your expenses and manage your budget with this intuitive finance app. Log spending in seconds, ask questions about your financial habits, and visualize your money's flow with clear charts and custom categories. Ideal for those seeking financial control without the complexity.

**Highlights:** Monthly budget tracking, Customizable spending categories, Trip-specific budgets, Automated subscription logging, AI-powered spending analysis, Offline functionality, Cross-device data sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budly Pro - Monthly | $4.99 | per month |
| Budly Pro - Annual | $29.99 | per year |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-mochi-money/id6758917375)

Easily track your expenses and manage your budget with a simple, user-friendly interface. Set monthly limits for categories, create savings goals, and view your spending habits at a glance. Log expenses quickly and get insights into where your money goes.

**Highlights:** Fast expense logging, Spending by category charts, Monthly budget setting, Savings goals creation, Home screen widgets, Recurring charge tracking, Quick Log via Siri/Action Button

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mochi Money Pro | $12.99 | one-time |


## Frequently asked questions

### Is BudlyApp free?

BudlyApp is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Do BudlyApp or Spending Tracker have ads?

Neither BudlyApp nor Spending Tracker shows ads.

### Which is updated more often, BudlyApp or Spending Tracker?

BudlyApp ships an update every 4 days, and Spending Tracker monthly. Most recently, BudlyApp was updated on October 9, 2026 and Spending Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*