# BudlyApp vs Spending Tracker

The clearest difference is update cadence: BudlyApp at every 4 days against Spending Tracker's monthly. BudlyApp also leads on iOS requirement (16.0 vs 26.2). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. BudlyApp sells 2 in-app purchases, starting at $4.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

BudlyApp ships an update every 4 days, Spending Tracker monthly. The most recent releases landed on October 9, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | BudlyApp | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-mochimoney/id6758917375/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Monthly |
| Monetization | Freemium | Free with in-app purchases |
| Size | 58 MB | 20 MB |
| Requires iOS | **16.0** | 26.2 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Giuliano Accorsi](https://appshunter.io/developer/1833997288) | [Pratish Shrestha](https://appshunter.io/developer/1756880914) |

## What reviewers say

### BudlyApp

[App page](https://appshunter.io/ios/app/budlyapp/id6758682854)

Effortlessly track your expenses and manage your budget with this intuitive finance app. Log spending in seconds, ask questions about your financial habits, and visualize your money's flow with clear charts and custom categories. Ideal for those seeking financial control without the complexity.

**Highlights:** Monthly budget tracking, Customizable spending categories, Trip-specific budgets, Automated subscription logging, AI-powered spending analysis, Offline functionality, Cross-device data sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budly Pro - Monthly | $4.99 | per month |
| Budly Pro - Annual | $29.99 | per year |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-mochimoney/id6758917375)

Easily track your daily expenses and manage your budget without feeling overwhelmed. Visualize your spending habits with colorful breakdowns and set category limits to save for your goals. Get a clear financial picture with quick, friendly insights.

**Highlights:** Track daily expenses, Stay on budget, Visualize spending categories, Save for goals, Home screen widgets, Manage recurring charges

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mochi Money Pro | $12.99 | one-time |


## Frequently asked questions

### Is BudlyApp free?

BudlyApp is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Do BudlyApp or Spending Tracker have ads?

Neither BudlyApp nor Spending Tracker shows ads.

### Which is updated more often, BudlyApp or Spending Tracker?

BudlyApp ships an update every 4 days, and Spending Tracker monthly. Most recently, BudlyApp was updated on October 9, 2026 and Spending Tracker on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*