# Monli vs Smart Spending

The clearest difference is update cadence: Smart Spending at weekly against Monli's every 3 months. Monli's advantage is iOS requirement (18 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Monli sells 3 in-app purchases, starting at $9.99 per year and Smart Spending sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Monli against 5.0 for Smart Spending. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Monli ships an update every 3 months, Smart Spending weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Monli | Smart Spending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/monli-subscription-tracker/id6758705712/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/smart-spending-next-paycheck/id6775516466/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 15 MB | 15 MB |
| Requires iOS | **18** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Fedar Trukhan](https://appshunter.io/developer/1845120384) | [Arai Tech L.L.C-FZ](https://appshunter.io/developer/6775501133) |

## What reviewers say

### Monli

[App page](https://appshunter.io/ios/app/monli-subscription-tracker/id6758705712)

Organize all your recurring bills and subscriptions in one place. Track upcoming renewals, understand your spending, and manage free trial periods effectively. Customize your view with categories, colors, and icons for a clear overview.

**Highlights:** Organize subscriptions and bills, Track upcoming renewals, Monitor spending totals, Manage free trial periods, Calendar view for payments, Customizable categories and icons, Dark mode support

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monli Pro Yearly | $9.99 | per year |
| Monli Pro | $4.99 | one-time |
| Monli Pro | $24.99 | one-time |


### Smart Spending

[App page](https://appshunter.io/ios/app/smart-spending-next-paycheck/id6775516466)

This app acts as a personal AI spending coach to help you curb impulse buys and save money before your next paycheck. It uses a humorous, tough-love approach to reject unwanted purchases and track your spending habits.

**Highlights:** AI spending coach with two personality modes, Tracks income and fixed expenses, Rejects impulse purchase requests, Logs 'Caved' or 'Held' purchase decisions, No-spend streak counter, Honest push notification reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly+ | $1.99 | per 7 days |
| Monthly+ | $3.99 | per month |
| Yearly+ | $24.99 | per year |


## Frequently asked questions

### Is Monli free?

Monli is free to download, with in-app purchases available.

### Is Smart Spending free?

Smart Spending is free to download, with in-app purchases available.

### Which has better reviews, Monli or Smart Spending?

Monli and Smart Spending are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Monli or Smart Spending have ads?

Neither Monli nor Smart Spending shows ads.

### Which is updated more often, Monli or Smart Spending?

Monli ships an update every 3 months, and Smart Spending weekly. Most recently, Monli was updated on October 25, 2026 and Smart Spending on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*