# Savings Tracker vs DebtCleared

The clearest difference is in-app purchases: DebtCleared at none against Savings Tracker's 7. DebtCleared also leads on update cadence (fortnightly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Savings Tracker sells 7 in-app purchases, starting at $5.99 per month. DebtCleared asks for nothing beyond the download.

Savings Tracker ships an update every 2 months, DebtCleared fortnightly. The most recent releases landed on September 20, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Savings Tracker | DebtCleared |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/savings-tracker-nullspend/id6758730960/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 14 MB | 28 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Pablo Amar Butron Galvez](https://appshunter.io/developer/1699400745) | [强胜 贾](https://appshunter.io/developer/1723052785) |

## What reviewers say

### Savings Tracker

[App page](https://appshunter.io/ios/app/savings-tracker-nullspend/id6758730960)

This app helps you curb impulse spending by providing tools to pause, reflect, and make mindful purchasing decisions. It translates costs into hours of your life and uses a 7-day icebox to cool off cravings.

**Highlights:** Mindful pause with photo prompts, Life calculator: cost in hours worked, 7-day icebox for delayed purchases, Track money saved and hours reclaimed, Aesthetic milestones for financial discipline, 100% private, local data storage

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Access | $5.99 | per month |
| Yearly Access (50% OFF) | $19.99 | per year |
| Yearly Access (35% Off) | $24.99 | per year |
| Yearly Access (Extended Trial) | $29.99 | per year |
| Yearly Access | $39.99 | per year |
| One Time Purchase Discounted | $69.99 | one-time |
| One Time Purchase | $89.99 | one-time |


### DebtCleared

[App page](https://appshunter.io/ios/app/debtcleared-payoff-tracker/id6764465521)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Savings Tracker free?

Savings Tracker is free to download, with in-app purchases available.

### Is DebtCleared free?

DebtCleared is free to download, with no in-app purchases.

### Do Savings Tracker or DebtCleared have ads?

Neither Savings Tracker nor DebtCleared shows ads.

### Which is updated more often, Savings Tracker or DebtCleared?

Savings Tracker ships an update every 2 months, and DebtCleared fortnightly. Most recently, Savings Tracker was updated on September 20, 2026 and DebtCleared on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*