# Paycheck Pilot LLC vs Owed.today

The clearest difference is update cadence: Owed.today at every 3 days against Paycheck Pilot LLC's every 3 weeks. Paycheck Pilot LLC's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Paycheck Pilot LLC sells 2 in-app purchases, starting at $3.99 per month and Owed.today sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Paycheck Pilot LLC ships an update every 3 weeks, Owed.today every 3 days. The most recent releases landed on October 6, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Paycheck Pilot LLC | Owed.today |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/paycheck-pilot-llc/id6758778316/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 54 MB | 3 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Paycheck Pilot LLC](https://appshunter.io/developer/1874936811) | [Jimmy Leimonitis](https://appshunter.io/developer/6792718823) |

## What reviewers say

### Paycheck Pilot LLC

[App page](https://appshunter.io/ios/app/paycheck-pilot-llc/id6758778316)

This app provides a 365-day cash flow forecast, showing you upcoming bills and income to prevent financial surprises. It helps optimize bill payments within grace periods and calculates how many hours you need to work to avoid shortfalls.

**Highlights:** 365-day financial forecast, Smart bill calendar, Grace-period optimization, Hours-needed calculator, Custom bill profiles, Real-life pay schedule support

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Access (Monthly) | $3.99 | per month |
| Pro Access (Monthly) | $3.99 | one-time |


### Owed.today

[App page](https://appshunter.io/ios/app/owedtoday/id6792718821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Owed in Full, Monthly | $4.99 | per month |
| Owed in Full, Yearly | $24.99 | per year |
| Owed in Full, Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Paycheck Pilot LLC free?

Paycheck Pilot LLC is free to download, with in-app purchases available.

### Is Owed.today free?

Owed.today is free to download, with in-app purchases available.

### Do Paycheck Pilot LLC or Owed.today have ads?

Neither Paycheck Pilot LLC nor Owed.today shows ads.

### Which is updated more often, Paycheck Pilot LLC or Owed.today?

Paycheck Pilot LLC ships an update every 3 weeks, and Owed.today every 3 days. Most recently, Paycheck Pilot LLC was updated on October 6, 2026 and Owed.today on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*