# Paymate vs Last Payment

The clearest difference is in-app purchases: Paymate at none against Last Payment's 2. Paymate also leads on update cadence (every 2 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Last Payment sells 2 in-app purchases, starting at $3.99 per month. Paymate asks for nothing beyond the download.

Paymate ships an update every 2 days, Last Payment every 3 weeks. The most recent releases landed on October 16, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Paymate | Last Payment |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/last-payment-bill-tracker/id6759302783/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 3 weeks |
| Monetization | — | Freemium |
| Size | 33 MB | 60 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jose Delgado](https://appshunter.io/developer/1875161950) | [Emre Balli](https://appshunter.io/developer/1635136655) |

## What reviewers say

### Paymate

[App page](https://appshunter.io/ios/app/paymate/id6758818571)

**Features:** macOS Compatibility

**In-app purchases:** none


### Last Payment

[App page](https://appshunter.io/ios/app/last-payment-bill-tracker/id6759302783)

Securely track bills, subscriptions, and debts offline. Get timely reminders and an overview of upcoming, overdue, and paid expenses. Pro features offer advanced analytics and data export.

**Highlights:** Offline data privacy, Unlimited bill tracking, Flexible recurring payment setup, Upcoming, overdue, and paid expense overview, Customizable reminders, Spending analytics, Export to CSV & PDF

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Last Payment Pro Monthly | $3.99 | per month |
| Last Payment Pro Yearly | $19.99 | per year |


## Frequently asked questions

### Is Paymate free?

Paymate is free to download, with no in-app purchases.

### Is Last Payment free?

Last Payment is free to download, with in-app purchases available.

### Do Paymate or Last Payment have ads?

Neither Paymate nor Last Payment shows ads.

### Which is updated more often, Paymate or Last Payment?

Paymate ships an update every 2 days, and Last Payment every 3 weeks. Most recently, Paymate was updated on October 16, 2026 and Last Payment on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*